Best KrisFlyer Credit Cards in Singapore (2025)

KrisFlyer miles credit cards are credit cards that earn KrisFlyer miles directly when you spend. These miles can be used to redeem flights and upgrades on Singapore Airlines, Scoot, and Star Alliance partner and selected non-partner airlines. Unlike general miles credit cards that earn bank points or miles that need conversion, KrisFlyer cards deposit miles straight into your KrisFlyer account, saving you conversion fees and processing time.

Here is a quick summary of the best KrisFlyer miles cards in Singapore. Select the tab to find which cards offer the best earning rate for each category. Do take note of the minimum spend and cap, as most cards come with specific conditions to earn bonus miles!

With a KrisFlyer miles credit card, you can enjoy these benefits:

• Direct miles crediting: Your miles, earned through your travels, shopping, dining, or even Grab rides for selected credit cards, are automatically deposited into your KrisFlyer account with each eligible spend. This saves you the hassle and cost of converting points to miles, which is typically required with general miles cards.

• No conversion fees: Since miles are credited directly, you avoid the conversion fees that banks charge when transferring rewards points to airline miles.

• Faster miles crediting: Unlike general miles cards where conversion can take up to a week, KrisFlyer miles appear in your account faster - usually within three to five business days after your monthly statement.

• Singapore Airlines perks: Many KrisFlyer miles credit cards come with additional Singapore Airlines benefits like discounted flight tickets, complimentary travel insurance, and priority check-in privileges. 

• Welcome bonuses: These credit cards often offer attractive sign-up bonuses in KrisFlyer miles, which are credited directly to your account after meeting minimum spend requirements.

• Exclusive promotions: Cardholders get access to Singapore Airlines promotions, KrisFlyer member deals, and seasonal miles-earning campaigns that are not available with general miles cards.

• Ways to redeem miles: Apart from redeeming KrisFlyer miles for your flight tickets, you can use your earned miles when shopping on KrisShop, making hotel and car reservations via KrisFlyer vRooms, booking activities through Pelago, and a selection of adventures curated by KrisFlyer Experiences. There are also partnerships with brands like Esso and CapitaStar that offer you more ways to redeem your KrisFlyer miles.

Different banks will convert your credit card points into KrisFlyer miles at specific conversion rates. Most banks will have a minimum conversion block, which is the minimum number of points you must have in order to convert them into KrisFlyer miles. Some providers allow you to “pool” points from different credit cards under the same bank and convert them into KrisFlyer miles, allowing you to save on conversion fees.

Here’s a comparison of different credit card providers in Singapore and how they convert their respective points into KrisFlyer miles.

Note that the figures above are an average. Please check the terms and conditions of your credit card for actual KrisFlyer miles conversion rates.

You can also learn all about converting credit card points to miles here.

With KrisFlyer miles credit cards, redemption is straightforward since your miles are already in your KrisFlyer account. In fact, when you apply for a credit card, the bank will help you create your KrisFlyer account and generate a KrisFlyer membership number if you do not have an existing KrisFlyer membership.

Once this is sorted, all you need to do is log into your KrisFlyer account at singaporeair.com and make your redemptions.

For example, to redeem Singapore Airlines tickets, visit the Singapore Airlines website or log in to your KrisFlyer account.

Look for the section that allows you to redeem miles or book flights using miles. Enter your desired departure and destination cities, along with your travel dates. The website will display available flights and the number of miles required for each option.

Select the flight that suits your preferences and confirm your selection. Follow the prompts to complete the booking process, providing necessary passenger details and any additional information required.

Once your redemption is successful, you will receive a confirmation email, and your miles will be deducted from your account.

Remember to check for any additional fees, taxes, or surcharges that may apply.

Ready to dive into the world of miles-chasing with your credit card? Check out this infographic for the best travel hacks you can unlock with your KrisFlyer miles.

Still unsure of which KrisFlyer miles credit card to apply for? Compare the best KrisFlyer miles credit cards in Singapore with our simple comparison tool and get rewarded with exclusive promotions and gifts today!

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