From now until 30 September 2024, enjoy greater peace of mind while travelling, plus get exclusive gifts when you purchase My Travel Insurance plan.
You've just arrived at your holiday destination, eagerly awaiting your luggage, only to discover it’s missing. Fortunately, you quickly recall that your travel insurance covers lost items, providing you with some much-needed peace of mind.
Just like this scenario, planning a holiday should be filled with excitement and anticipation rather than worrying over potential mishaps. That's why savvy travellers turn to Amex for My Travel Insurance, underwritten by Chubb Insurance (Chubb).
Beyond their renowned credit cards, Amex distributes a comprehensive travel insurance plan, designed to protect you and your loved ones every step of the way.
Table of Contents
- Three Tips On How To Choose the Right Insurance Plan For You
- How My Travel Insurance Stands Out
- My Travel Insurance Deals
- What Does a Quote From My Travel Insurance Look Like?
- So, Should You Go for the Standard or Superior Plan?
- Limited Time Offer—Exclusive Travel Gifts Await!
- Learn More About the Terms and Conditions
- Frequently Asked Questions (FAQs)
Three Tips On How To Choose the Right Insurance Plan For You
Choosing the right travel insurance plan means striking the ideal balance between your budget and the protection you need.
Tip #1: Consider Your Travel Habits for the Year
If you travel more than twice in a year, an annual plan may be more cost-effective and convenient, offering coverage for multiple trips without the need to purchase insurance each time. If you only take a few trips a year, a single-trip policy might be sufficient.
Tip #2: If You Love Sports, Consider a More Extensive Plan or Add-Ons
It's also important to evaluate the destinations you're visiting and the activities you'll be engaging in. For instance, if you're planning activities such as golfing or winter sports, ensure your policy includes coverage or add-ons for those risks too.
Tip #3: Find Out More About the Claims Process
Before signing up for a travel insurance plan, check how the claims process works. Is it as simple as uploading your claims online, or will you have to navigate through a mountain of paperwork? Knowing this can save you time and hassle.
How My Travel Insurance Stands Out
When comparing travel insurance, it’s crucial to recognise the distinct benefits each provides. For My Travel Insurance, it offers competitive advantages for key coverages like overseas medical expenses and travel cancellations, along with unique coverages for your home, pet, and women's benefits.
These features include:
- Protection for Frequent Flyer Miles and Credit Card Usage: Protect your hard-earned miles and shield yourself from fraudulent credit card use, with up to S$20,000 for loss of frequent flyer points, up to S$5,000 for fraudulent credit card transactions, and up to S$10,000 for outstanding credit card balances.
- Lifestyle Benefits: This includes coverage for your home contents, pets protection, rental vehicle excess, and more, ensuring broad aspects of your travel what-ifs are protected.
- Women’s Benefit Cover: Enjoy up to S$5,000 for unexpected medical expenses arising from pregnancy-related sickness while overseas.
Some of these options are unique and are especially beneficial for travellers looking for enhanced travel insurance coverage.
Key Benefits Coverage
The table below highlights key benefits across both plans*:
|
Coverage |
Standard Plan |
Superior Plan |
|
Key benefits |
||
|
Overseas medical and accidental dental expenses |
S$1,000,0000 |
S$2,000,000 |
|
Travel cancellation |
S$10,000 |
S$20,000 |
|
Loss of or damage to personal property and baggage |
S$5,000 Max S$500 per item, S$1,000 for laptop |
S$8,000 Max S$500 per item, S$1,000 for laptop |
|
Travel delay |
S$200 per 6 consecutive hours Maximum S$1,200 |
S$200 per 6 consecutive hours Maximum S$2,400 |
|
Baggage delay |
S$200 per 6 consecutive hours Maximum S$1,200 |
S$200 per 6 consecutive hours Maximum S$2,400 |
Source: American Express Singapore
Women’s Benefit Cover for Expecting Mothers
Also, My Travel Insurance provides women with added coverage for overseas medical expenses as follows*:
|
Coverage |
Standard Plan |
Superior Plan |
|
Women’s benefit cover |
||
|
Overseas medical expenses |
S$3,000 |
S$5,000 |
Source: American Express Singapore
Lifestyle Benefits Coverage
Moving on, Amex’s travel insurance also ensures you’re protected in the event you require protection for your home, pet or rental vehicle under its lifestyle benefits coverage*:
|
Coverage |
Standard Plan |
Superior Plan |
|
Lifestyle benefits |
||
|
Home guard |
S$5,000 |
S$10,000 |
|
Rental vehicle excess |
S$500 |
S$1,000 |
|
Rental vehicle return |
S$250 |
S$500 |
|
Pet cover |
S$50 per 6 consecutive hours Maximum S$500 |
S$100 per 6 consecutive hours Maximum S$1,000 |
Source: American Express Singapore
Protection for Frequent Flyer Miles/Points and Credit Card Usage
An Amex travel insurance plan wouldn’t be complete without covering your credit card, frequent flyer miles and points! Check out what’s offered under the Standard Plan and Superior Plan based on the table below*:
|
Coverage |
Standard Plan |
Superior Plan |
|
Protection of frequent flyer miles / points and credit card usage |
||
|
Loss of frequent flyer points |
S$10,000 |
S$20,000 |
|
Fraudulent credit card usage |
S$2,000 |
S$5,000 |
|
Credit card outstanding balance |
S$5,000 |
S$10,000 |
Source: American Express Singapore
Optional Coverage for Winter Sports and Golf
If you’re keen on getting knee deep in winter sports and golf activities while you’re away from home, opt for this add-on coverage*.
|
Coverage |
Standard Plan |
Superior Plan |
|
Optional coverage (Winter sports and Golf) |
||
|
Winter sports |
Ski equipment: S$3,000 max, S$1,000 per item Piste closure S$50 per day, max S$250 Unused ski equipment hire, lift passes, and ski school expenses: S$500 Replacement of ski pass or ski lift pass: S$250 |
Ski equipment: S$5,000 max, S$1,000 per item Piste closure S$100 per day, max S$500 Unused ski equipment hire, lift passes, and ski school expenses: S$1,000 Replacement of ski pass or ski lift pass: S$500 |
|
Golf |
Golf equipment: S$3,000 max, S$1,000 per item Hole-in-one: S$300 Unused green fees: S$750 |
Golf equipment: S$5,000 max, S$1,000 per item Hole-in-one: S$500 Unused green fees: S$1,000 |
Source: American Express Singapore
Other Coverages*
You’ll be pleased to know that other coverages from Amex’s travel insurance plan include 24-hours worldwide medical emergency assistance, terrorism cover and more*.
|
Other Coverages |
Standard Plan |
Superior Plan |
|
24-hour worldwide medical emergency assistance hotline |
Yes |
Yes |
|
24-hour travel advice hotline |
Yes |
Yes |
|
Terrorism extension |
Yes |
Yes |
|
Automatic extension of cover if you’re sick or injured while overseas |
Public Transport: 14 days Injury/Illness: 30 days |
Public Transport: 14 days Injury/Illness: 30 days |
Source: American Express Singapore
My Travel Insurance Deals
As if the travel insurance is not enough, you can join in the promotion from now to 30 September 2024 to receive these exciting gifts:
|
Promotion |
Single Trip Plan |
Annual Multi-Trip Plan |
|
Standard Plan with promo code ‘TRAVELFUN’ |
S$20 eCapitaVoucher |
Samsonite Duffel Bag worth S$180 |
|
Superior Plan with promo code ‘TRAVELFUN’ |
S$40 eCapitaVoucher |
APAC: Accor Plus Explorer membership worth S$418 Worldwide: Samsonite CUBUZ Spinner 28” luggage worth S$720 |
Terms and conditions apply.
Note: A gift redemption email on the promotion offer will be sent from Chubb to the Main Applicant’s email address within eight weeks after enrollment.
What Does a Quote From My Travel Insurance Look Like?
If you're curious about what a quote from My Travel Insurance looks like with the promo code TRAVELFUN applied, here's a glimpse of a quote for an annual multi-trip plan for a 32-year-old individual. This plan covers worldwide travel, excluding the USA, Canada, and Cuba.
Source: American Express Singapore
Curious about how much a single-trip plan would cost?
Check out how much it costs for an adult below 59 years old going on a single-trip from 10 September to 17 September 2024 to Malaysia, using the promo code ‘TRAVELFUN’.
Source: American Express Singapore
If you choose the Superior plan here, you’ll secure the best value for your trip with My Travel Insurance and receive a S$40 eCapitaVoucher.
So, Should You Go for the Standard or Superior Plan?
The Standard plan is great for travellers who want more than just basic coverage. It offers essential protection for unexpected events, making it perfect for occasional travellers or those seeking the middle ground in the right price-to-coverage balance.
On the other hand, the Superior plan stands out as the ideal option for travellers seeking extensive support. With higher coverage limits, specialised benefits, and enhanced protection, this plan offers greater peace of mind tailored to its users' diverse needs.
Ultimately, the decision comes down to individual preferences, travel frequency, and the desired level of coverage.
Exclusive Perks for Amex Card Members
As an Amex card member, you can also refer your friends to buy My Travel Insurance policy using your unique referral link, earning an extra incentive of S$30 in eCapitaVoucher for every successful referral. Plus, you’ll continue to earn rewards or rebates on your Amex card with this purchase—something often excluded by other insurance companies!
Limited Time Offer—Exclusive Travel Gifts Await!
If you focus on great value, exceptional service, and hassle-free travel claims, American Express ticks all three boxes AND has an enticing offer for you. Buy a My Travel Insurance plan, and enjoy either an Accor Plus Explorer membership, a stylish Samsonite luggage, or eCapitaVoucher(s).
The insurance plan covers COVID-19 and also protects your hard-earned miles and points, safeguarding you against unexpected disruptions. It's a smart choice for anyone looking to travel with greater peace of mind, knowing that you have reliable support and added perks along the way.
Learn More About the Terms and Conditions
Get to know the fine details about My Travel Insurance via the documents linked below:
- My Travel Insurance Factsheet
- My Travel Insurance FAQs
- My Travel Insurance Policy Wording
- Terms and Conditions for My Travel Insurance Promotion
- Amex Member-Get-Member Referral Programme
Frequently Asked Questions (FAQs)
1. How to Make a Travel Insurance Claim With Amex
It’s quick and easy to make a travel insurance claim— all you have to do is:
- Go to the Chubb Claims Centre for American Express
- Click on the travel insurance claim type: travel inconvenience, loss or damage of personal item, trip cancellation or curtailment, medical event, or other claims
- Ensure you have your relevant documents ready (listed by type on the Chubb Dashboard)
The process takes less than 15 minutes if you’ve got all your documents in hand.
2. I Want to Know More About Accor Plus Explorer
Accor Plus Explorer is Accor's loyalty subscription program in the Asia Pacific region. It offers exclusive travel, dining, and lifestyle benefits.
- Enjoy up to 50% discounts on dining and hotel accommodations.
- Experience exceptional stays at renowned hotels such as Fairmont, Pullman, Sofitel, and more.
- Use your card in 20 countries across 1,000 hotels and over 1,400 restaurants in Asia Pacific.
Disclaimer
*Coverage is subject to the terms and conditions of the Policy. Please refer to the Policy Wording for the full insuring clauses, definitions, schedule, extensions, terms, conditions, exclusions and limits of liability of the Policy.
Disclosure
This article is sponsored and contains paid promotional content. The views and opinions expressed herein are those of the sponsors and do not necessarily reflect the official policy or position of the site. Readers are advised to exercise their own judgement and discretion when engaging with the products or services mentioned in the article. Prices indicated are subject to change.
My Travel Insurance is underwritten by Chubb Insurance Singapore Limited (“Chubb”) and distributed by American Express (“Amex”). It is not an obligation of, deposit in or guaranteed by Amex. This is not a contract of insurance. Full details of the terms, conditions and exclusions of the insurance are provided in the policy wordings which can be viewed online prior to purchase. You are responsible for ensuring that any insurance product you have applied for is suitable for you.
Read More:
Best Travel Insurance for Singaporeans Travelling to Malaysia in 2024
Travelling With Your Pet? Know About Pets Travel Insurance
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