updated: Feb 04, 2025
Fitness apparel promotions, healthy food deals, petrol savings, and local attraction discounts are all part of a day in the life of an OCBC cardmember.
Discover the best credit cards and promotions OCBC offers and be part of this rewarding experience.
ICYMI: OCBC was named the best-managed bank during the COVID-19 crisis for its efforts to help customers cushion the personal finance wreckage left behind by the pandemic.
If you’d like to save money in the new norm, OCBC's credit cards may also be able to contribute to your cause. To help make the most of your spending, you can leverage credit cards that reward you with monthly cashback, such as the popular OCBC 365 or the revamped OCBC FRANK card.
Here’s a look at the deals you can enjoy as an OCBC credit or debit cardmember. Who doesn't love a good deal?
Choose a mega upsized gift for HIM - up to S$450 Cash or HER - a Dyson Airwrap (worth S$859) this Valentine’s or get DOUBLE the rewards total worth up to S$1,200 from select Citi, Standard Chartered and HSBC credit cards or choose between other exclusive rewards like an Apple iPad or Flujo Standing desk. Valid till 2 March 2025. T&Cs apply.
Health is wealth. OCBC’s Financial Wellness Index found that 88% try to eat healthily and 85% exercise at least once a week. Building upon those insights, OCBC has gone a step further to encourage you to eat better with healthy dining offers that are good for both your body and your wallet.
Brand |
Promotion details |
Expiry |
Amazon Fresh |
S$8 off with a min. spend of S$88 Promo code: OCBCMC8OFF
|
28 Jan 2024 |
Peach Garden Chinese Restaurant |
10% off a la carte menu
|
31 Jul 2025 |
Collective, Dao by Dorsett AMTD Singapore |
25% off ala carte dinner menu (6pm – 9.15pm) |
30 Dec 2025 |
Republic, The Ritz-Carlton Millenia Singapore |
Complimentary Truffle Fries with purchase of Aperitivo Hour (5.30pm – 9pm)
|
31 Jan 2025 |
Baker’s Brew |
10% off CNY cookies |
28 Jan 2025 |
Sushi Tei |
Complimentary upsize to Large Prosperity Yusheng (U.P. S$57.80) with dine-in purchase of a Medium Prosperity Yusheng (U.P. S$50.80) |
16 Feb 2025 |
Plate, Carlton City Hotel Singapore |
1-for-1 Sea and Grill Buffet Dinner every Friday and Saturday |
27 Dec 2025 |
If you’re looking for more promo codes and discounts when it comes for food deliveries, you can check out our articles on GrabFood promo codes, Foodpanda promo codes, and all food delivery promo codes.
The above is not an exhaustive list. If you're looking for specific restaurants or vendors be sure to check back the official OCBC credit and debit card promotion list.
Besides healthy eating, if you’re into serene spa sessions and taking care of your holistic well-being, OCBC’s got you.
Brand |
Promotion details |
Expiry |
Farrer Park Hospital |
Health Screening Services
|
Ongoing |
Chi, The Spa at Shangri-La Singapore |
15% off all regular treatments (Mon-Fri, excluding public holidays) |
31 Mar 2025 |
Heavenly Spa by Westin Singapore |
50% off 90-minute treatment |
31 Dec 2025 |
To save big on your fitness expenses, consider a gym that is friendlier on the wallet such as these gyms that offer memberships for less than S$80 a month.
With fitness comes fashion. Be it activewear or athleisure, OCBC also offers special promotions when using their debit or credit cards for everyday retail or online shopping.
Brand |
Promotion details |
Expiry |
Shopee New User |
S$15 off with no min. spend |
31 Jan 2025
|
Crocs |
15% off sitewide with a min. spend of S$120 |
2 Feb 2025 |
Zalora |
15% off with a min. spend of S$130, capped at S$50 |
31 Dec 2025 |
Swarovski |
15% off regular priced items with a min. spend of S$300 with Mastercard |
28 Feb 2025 |
Watsons Online |
S$8 off with min. S$120 spend every Wednesday |
31 Mar 2025 |
Sephora |
S$18 off with a min. spend of S$120 |
31 Jan 2025 |
LeChic |
18% off with a min. spend of S$88 |
30 Jan 2025 |
Shopee CNY Sale |
S$25 off with a min. spend of S$300 |
Valid for claim and for use every Thursday, Friday, and Sunday till 30 January 2025 |
Shopee 2.2 |
S$22 off with a min. spend of S$220 |
Pre-claim vouchers from 30 January to 1 February (7.59pm), for use on 1 February (8.00pm) to 2 February 2025 |
Besides special OCBC credit and debit card promotions, you can also find more promo codes and discounts for these shops here: Ezbuy, Klook, Lazada, Qoo10, Shopee and Zalora.
Also, take advantage of a rewards credit card like the OCBC Rewards Card, revamped with the shopaholic in mind. From now till 30 January 2025, earn 15 OCBC$ per S$1 spent (6 mpd) at Watsons and department stores, along with 10 OCBC$ per S$1 spent (4 mpd) at other online and in-store merchants worldwide.
Shop at BEST Denki for new electronics and other home appliances, and that's an additional 2% cash rebate! Not to mention, all your online purchases will receive complimentary e-commerce protection to ensure they arrive at your doorstep in one piece. Take advantage of the exciting OCBC rewards card promotions before they end.
Otherwise, you can also peruse other shopping credit cards and their exclusive sign-up promos, which are found only here on SingSaver!
Get Apple AirPods 4, S$170 Lazada Voucher, S$125 Cash, or a Stryv Colour+ when you apply for an OCBC Rewards Credit Card via SingSaver and make at least one (1) transaction of any amount within 30 days of card approval. Applicable to new OCBC credit card holders only. Valid till 2 March 2025. T&Cs apply.
Plus, complete additional actions when you sign up and be one of the 7 lucky winners to win a trip for 2 to the Star Wars Celebration 2025 in Japan! Valid till 28 February 2025. T&Cs apply.
How will you be spending your time with your friends and family? If you’re trying to clear your annual leave or (finally) take that well-deserved break, check out the latest OCBC Credit Card travel promotions for ideas—be a tourist in your own country or stay entertained with movies and exciting experiences.
Brand |
Promotion details |
Expiry |
Klook |
Bookings now till 30 Apr 2025 S$10 off with a min. S$150 sitewide spend Promo code: OCBC<YR>10OFF<MTH> (e.g. OCBC2510OFFJAN) |
30 Apr 2025 |
EVA Air |
5% off round-trip air fares for select destination cities 2.5% off one-way air fares for select destination cities Only valid for bookings made under the OCBC dedicated landing page |
31 Dec 2025 |
Qantas Airways |
10% off flight bookings from Singapore to Australia, New Zealand, and London
Also applicable to eligible British Airways airfares from Singapore to Europe
Promo code: FLYOCBC |
Sales period: 31 Dec 2025 Travel period: Until 31 Dec 2026
|
Emirates |
For Singapore to Melbourne 10% off Flex and Flex Plus Fares for Business and Economy Class
For Singapore to all other Emirates destinations - 10% off Saver Fares for Business and Economy Class - 10% off Flex and Flex Plus Fares for Business and Economy Class - 8% off Flex and Flex Plus Fares for Premium Economy Class
New-to-Skywards Enrolment Bonus Use the invite code "EMIRATES" on Skywards Registration Page to earn 2,000 Skywards miles. |
Booking period: 31 Oct 2025
Travel period: Until 30 Nov 2025 |
HoteLux |
OCBC VOYAGE Card - Complimentary 12-month Elite membership + 1,000 HoteLux welcome points - Earn 2 HoteLux points per US$10 spent - Preferential membership renewal fee of US$179 (U.P. US$349)
OCBC Premier, Premier Private Client and Bank of Singapore VOYAGE Card - Complimentary HoteLux Elite Plus membership + 2,000 HoteLux welcome points - Earn 3 HoteLux points per US$10 spend - Complimentary 12-month Elite membership for a loved one - Preferential renewal fee of US$279 (U.P. US$499) |
Ongoing |
Booking.com |
Earn 16% Booking.com wallet credits on accommodation bookings (capped at USD$80) For OCBC Mastercard Cardmembers only |
Booking period: 31 Mar 2025
Travel period: 30 Jun 2025
|
Hotels.com |
For Mastercard holders: 8% off selected hotel bookings Book here with promo code: MCSG8 |
31 Jan 2025 |
Agoda |
18% off accommodation worldwide (capped at S$40 per booking) |
Booking period: 1 Jan 2025 to 31 Mar 2025
Travel period: now till 31 Dec 2025
|
Up to 7 Miles per S$1 spent on accommodations worldwide for 90°N cardmembers - 2.1 Miles per S$1 on bookings made in foreign currency - 1.3 Miles per S$1 on bookings made in SGD |
Booking period: Now - 30 Nov 2025
Stay period: Now - 31 Dec 2025
|
|
Shaw Theatres |
S$1 off 2D movie ticket
S$38 2D movie package (U.P. S$45.70), includes: - 2x regular 2D tickets - 2x 32oz soft drinks - 1x 85oz popcorn (sweet or salted) |
31 Dec 2025 |
M Social Singapore |
20% off The Flexible Rate with complimentary breakfast for 2 |
31 Dec 2025 |
If you’re an OCBC cardmember looking for staycation deals, you can enjoy up to 30% off at Millennium Hotels and Resorts. Alternatively, you can consider these hotel staycation promotions, chalet staycations or even Work-From-Hotel packages!
To help you get the most bang for your travel buck, we recommend using the OCBC 90°N Card, which rewards a sweet 1.3 mpd on local spending and 2.1 mpd on overseas spending. Additionally, you can score 6 mpd and 7 mpd on your Agoda accommodation bookings made in local and foreign currency respectively.
Get Apple AirPods 4, S$170 Lazada Voucher, S$125 Cash, or a Stryv Colour+ when you apply for an OCBC 90°N Credit Card via SingSaver and make at least one (1) transaction of any amount within 30 days of card approval. Applicable to new OCBC credit card holders only. Valid till 2 March 2025. T&Cs apply.
Plus, complete additional actions when you sign up and be one of the 7 lucky winners to win a trip for 2 to the Star Wars Celebration 2025 in Japan! Valid till 28 February 2025. T&Cs apply.
Homebodies looking to jazz up their work-from-home space can check out these OCBC Credit Card promotions. Many of OCBC’s partners also offer 0% instalment payment plans for those who prefer to pay for their purchases in smaller, recurring payments.
Brand |
Promotion details |
Expiry |
Hitachi |
8% off with a min. spend of S$800 |
31 Jan 2025 |
Bose |
Up to 12% off selected Bose products |
21 Jun 2025 |
Panasonic |
8% off with a min. spend of S$100 for all Panasonic Microwave, Small Kitchen appliances & Rice Cookers |
2 Feb 2025 |
BEDANDBASICS |
10% off with a min. spend of S$1,500 |
31 Dec 2025 |
LUMOS Projector |
S$55 off with a min. spend of S$200 |
7 Aug 2025 |
BoConcept |
10% off with a min. spend of S$500 |
31 Mar 2025 |
If you’re part of the crowd that’s keen on telemedicine, you can consider getting HealthPass by OCBC to consult a doctor via video calls. You also enjoy preferential rates for additional health screening and wellness services.
Electricity prices have been rising consecutively for the past few quarters. While consumers have been encouraged to consider fixed-price electricity plans amidst the volatility in prices, it never hurts to take advantage of credit card promotions to stretch each dollar of yours.
Pro tip: Pay for your recurring electricity bills with the OCBC 365 credit card to enjoy 3% monthly cashback.
Besides having to pay utilities, petrol costs can also add up for car owners. If you’re an OCBC cardholder, here’s how you can save extra dollars on your petrol bills.
Brand |
Promotion details |
Expiry |
Up to 21.04% fuel savings for OCBC 365 Credit Card 16% off fuel for OCBC 365 Credit Card 14% off fuel for all other OCBC Cards |
- |
|
Up to 22.92% fuel savings for OCBC 365 Credit Card
19% off fuel for OCBC VOYAGE Cards and OCBC Premier Visa Infinite Credit Card
|
- |
|
Up to 23% off fuel for all OCBC Cards |
|
When refuelling your vehicle at Caltex or Esso, be sure to use the OCBC 365 to save up to 22.92% or 21.04%, respectively.
Get Apple AirPods 4, S$170 Lazada Voucher, S$125 Cash, or a Stryv Colour+ when you apply for an OCBC 365 Credit Card via SingSaver and make at least one (1) transaction of any amount within 30 days of card approval. Applicable to new OCBC credit card holders only. Valid till 2 March 2025. T&Cs apply.
Plus, complete additional actions when you sign up and be one of the 7 lucky winners to win a trip for 2 to the Star Wars Celebration 2025 in Japan! Valid till 28 February 2025. T&Cs apply.
There is an OCBC credit card for you to use all 365 days of the year.
Quite FRANK-ly, not all credit cards will suit your spending habits.
Here’s a summary of the top OCBC credit cards, their key highlights, and exclusive deals offered. Or, you can read this article for the full rundown of the best OCBC credit cards available.
Name of card |
Type of card |
Reasons to get this card |
Annual fee |
OCBC 365 Card |
Cashback |
- 5% cashback for overseas and local dining, including online food delivery Note: Min. monthly spend of S$800 required, cashback cap of S$80 per month (tier 1) Min. monthly spend of S$1,600 required, cashback cap of S$160 per month (tier 2) Read our full review of this card here. |
S$196.20 (principal card) (first 2 years waived) |
OCBC FRANK Card |
Cashback |
Up to 10% cashback - 2% cashback with selected green merchants e.g. Scoop Wholefoods, Little Farm, SimplyGO, BlueSG, etc. - 0.3% cashback on other eligible transactions Note: Min. monthly spend of S$800 required, cashback cap of S$100 per month — split into S$25 each for online (or in-app) purchases, in-store mobile payments, foreign currency expenses, and green merchants. Read our full review of this card here. |
S$196.20 (principal card) (first 2 years waived) |
OCBC 90°N Mastercard
|
Miles |
- 1.3 miles per S$1 local spend - 2.1 miles per S$1 overseas spend - Cash rebates at up to 2.1% from your earned Travel$ - Up to 7 miles per S$1 spent on Agoda accommodations worldwide - No expiry on 90°N Miles - Miles are awarded in 1 90°N Mile = 1 KrisFlyer Mile per S$5 transaction |
S$196.20 (principal card) (first year waived) |
OCBC Rewards Card |
Rewards/Miles |
- 15 OCBC$ per S$1 spent (6 mpd) at Watsons and department stores (Until 30 Jun 2025) - 10 OCBC$ per S$1 spent (4m pd) for eligible online and in-store retail purchases - Additional 2% cash rebate when you spend at BEST Denki Read our full review of this card here. |
S$196.20 (principal card) (first 2 years waived) |
OCBC VOYAGE Card |
Miles |
- 2.2 mpd on foreign currency spend You also enjoy promotions that are exclusive to the OCBC VOYAGE card. |
S$498 (principal card) (earn 15,000 VOYAGE miles upon annual fee payment) |
Which type of credit card promotion is the best?
The best credit card promotion enhances a card that already suits your lifestyle and spending habits—it's the extra perk that makes a good deal great. Always consider if the promotion, such as a free item, is something you genuinely need or will use. With OCBC's wide range of credit card promotions, you're sure to find a perk that fits you, whether it's an extra discount for your Shopee haul or dining deals.
How can I keep up with the latest credit card promotions
Stay informed about the latest credit card promotions by regularly visiting SingSaver’s platform. We constantly update the latest promotions for OCBC and other banks. Bookmark this page and return often to catch the newest offers and maximise your savings!
Are there any disadvantages to signing up for multiple credit cards?
While enticing welcome offers or bonuses, such as those offered by OCBC, can make it tempting to sign up for multiple credit cards, losing track can increase your risk of credit card fraud. Moreover, having too many cards—or unused ones—can negatively impact your credit score, potentially complicating future loan applications.
At SingSaver, we make personal finance accessible with easy to understand personal finance reads, tools and money hacks that simplify all of life’s financial decisions for you.