Mari Credit Card Review | Earn Up to 5% Unlimited Cashback with Mari Credit Card

Travel like a pro and get rewarded while you travel and shop with 3% unlimited cashback on overseas spend, 1.7% unlimited cashback on local spend, and 5% unlimited Shopee Coins on Shopee spend that is stackable with Mari Credit Card exclusive vouchers and other Shopee platform vouchers!

With no annual fees and low foreign transaction charges, the Mari Credit Card is a great credit card for maximising savings—whether at home or abroad.

The Ultimate Cashback Card for Savvy Spenders

The Mari Credit Card is the latest credit card in the market, and has instantly become one of the best unlimited cashback credit cards in Singapore.

Should you get this credit card? Let’s find out.

5% Shopee Coins on Shopee Spend

Perhaps one of the best perks of this card, if you are a Shopee user, is the 5% Shopee Coins on your Shopee spend!

Just like the unlimited cashback perks, this perk has no cap or minimum spending as well!

Any savvy shopper on Shopee knows that stacking vouchers on Shopee gives you huge discounts on your purchases. The good news is that this reward can be stacked with other Shopee platform vouchers, amplifying your savings!

Do note that in order to qualify for your sweet 5% unlimited Shopee Coins, you'll need to check out using Mari Credit Card Instant Checkout.

Paying via any other method such as Google Pay, Apple Pay or manually entering your credit card information of the Shopee app will not earn you the 5% Shopee Coins on your spend. Instead, you will get the lower 1.7% unlimited cashback instead. In other words, the 5% Shopee Coins and 1.7% unlimited cashback is not stackable.

For frequent Shopee users, there’s no other card that offers such a great perk, making it a must-have if you want further savings on your Shopee purchases.

3% Unlimited Cashback on Overseas Spend

The Mari Credit Card comes with 3% unlimited cashback on all foreign currency transactions with no cashback cap, no minimum spending and no specific categories you need to spend on to earn cashback.

In other words, you can head to online overseas retailers such as Taobao and Amazon, buy some furniture, a fridge and the latest PS5 Pro, and earn cashback on all those big-ticket items!

Foreign Currency Transaction Fees

Like most credit cards, the Mari Credit Card comes with foreign currency transaction fees (FCY fees of 3%). On the bright side, it is lower than that of DBS, UOB, and OCBC with 3.25% FCY fees.

Other than further extending your spending limits by having the Mari Credit Card as an additional card, the Mari Credit Card basically combines the security of a credit card with the 0% FCY fee of a Multi-Currency Card.

When it comes to foreign exchange rates, there is no additional markup on the exchange rate.

Thus, it is a good-to-have credit card should you hit your spend limits on other cards, or as an alternative for overseas spending.

For full details about fees and charges, you may read more here.

1.7% Unlimited Cashback on Local Spend

The UOB Absolute Cashback Card has long been uncontested in the realm of unlimited Cashback cards. That is until the Mari Credit Card came along.

The 1.7% Cashback rate on local spending is among the highest base cashback rates in Singapore, with no cap or exclusions on eligible transactions, and no minimum spending!

The cashback applies to most purchases made locally with only the typical exclusions such as tax payments and hospital bills.

If you’re looking for an unlimited Cashback Card for spending in SGD, the Mari Credit Card has effectively dethroned the UOB Absolute; it has the same 1.7% unlimited base cashback rate but with no annual fees!

The only downside I’ve found is that cashback is awarded in the following Card Account Statement cycle, in line with most other unlimited cashback cards out there.

Should You Get a Mari Credit Card?

Any seasoned credit card user will tell you that keeping a credit card means you need to be responsible. You'll need to pay annual fees diligently, ensure your credit card details are kept safe, so on and so forth.

Fortunately, the Mari Credit Card comes with no annual fees, making it a cost-effective option for those seeking a low-maintenance, high-reward card.

Its numberless design enhances security while travelling and should you happen to lose your card, you can easily deactivate it via the MariBank app.

The Mari Credit Card also offers you a seamless, digital-first experience with a quick "Overseas In-store" toggle in the app whenever you are shopping abroad and the ability to link to Apple Pay or Google Wallet for transactions.

With all its awesome perks and ease of use, the Mari Credit Card is no doubt one of the strongest contenders in the world of unlimited cashback cards. 

Upsized MariBank Rewards

Applying for the Mari Credit Card is effortless. Simply download and apply for it via the MariBank app and receive an $8 Shopee Voucher (no minimum spend required)!

• For new Mari Credit Card Holders only. 
• Voucher is only applicable when Mari Credit Card Instant Checkout is selected as payment method on Shopee app. T&Cs apply. 
• Voucher usage is subject to terms and conditions found on the Shopee Voucher.

Also, if you are New-to-Maribank, you can get a bonus sign-up reward as well:

• From now till 30 November 2024, get S$10 cash when you sign up with the promo code [MCCSGSVR] and make your first Shopee purchase using your linked Mari Savings Account on Shopee
• Shopee purchase must be made within 14 days of account opening. Read full terms and conditions here.