Great Eastern Car Insurance Review: A Comprehensive Guide

Selecting a reliable insurance provider is crucial for safeguarding your car. Among the many options available, Great Eastern Car Insurance distinguishes itself with its comprehensive coverage.

In this review, we'll explore the ins and outs of Great Eastern Car Insurance, including its coverage details, claims process and exclusions. Plus, we'll compare it against other providers to help you make an informed decision.

Table of contents

• Overview of Great Eastern Car Insurance
  
  • GREAT EV Protect Car Insurance
  • Drive and Save Plus Car Insurance
• Extended Protection for GREAT EV Protect
• Great Eastern Car Insurance Claims Process
• Coverage of Great Eastern Car Insurance
• Exclusions to Be Aware Of
• Comparative Analysis
• Conclusion
• FAQs on Great Eastern Car Insurance

Overview of Great Eastern Car Insurance

Great Eastern Insurance has long been recognised for its financial strength and commitment to customer satisfaction. Their car insurance offerings aim to provide extensive coverage and peace of mind for drivers and car owners alike. Whether you're a new driver or someone looking to switch providers, Great Eastern has tailored solutions to meet your needs.

GREAT EV Protect Car Insurance

One of the standout products offered by Great Eastern is the GREAT EV Protect Car Insurance, designed specifically for electric vehicle (EV) owners. Here's what makes it special:

• Comprehensive Coverage: Safeguards your EV along with your private charging station and home contents in the event of a fire.
• Medical Reimbursement: Offers up to S$2,000 in medical expense reimbursement, ensuring you're covered in case of an accident.
• Freedom of Choice: Allows you to choose any preferred workshop and provides 24/7 roadside assistance for added convenience and peace of mind.

Drive and Save Plus Car Insurance

For those seeking enhanced protection and savings, the Drive and Save Plus Car Insurance is an excellent choice. Key benefits include:

• Workshop Choice and Waiver of Excess: Offers the flexibility to choose your repair workshop and waives excess payments.
• Accident Assistance: Provides 24/7 accident assistance, ensuring prompt support whenever you need it.
• Premium Savings: Rewards safe drivers with additional premium savings, making it a cost-effective option.

Extended Protection for GREAT EV Protect

This table highlights the extended coverage that sets GREAT EV Protect apart, with added protection for your electric vehicle and home.

Great Eastern Car Insurance Claims Process

Claiming insurance can be a daunting task, but Great Eastern simplifies the process for its customers. Their user-friendly claims handling ensures a smooth experience. By following a straightforward step-by-step guide provided by the company, policyholders can expect efficient and prompt claim settlement.

Coverage of Great Eastern Car Insurance

Great Eastern offers a wide range of coverage options, catering to different driving needs. Whether you're looking for basic protection or comprehensive coverage, they have plans designed to meet varying requirements.

• Third-Party Coverage: Covers damages to other vehicles and property in accidents where you're at fault.
• Comprehensive Coverage: Includes protection against theft, vandalism and natural disasters, in addition to third-party liability.
• Personal Accident Coverage: Provides financial compensation for personal injuries sustained in an accident.

Exclusions to Be Aware Of

It's important to be aware of what your policy doesn't cover. Some common exclusions in Great Eastern Car Insurance policies include:

• Wear and Tear: General wear and tear of the vehicle is not covered.
• Unauthorised Drivers: Damages incurred when a vehicle is driven by someone not listed on the policy.
• Driving Under Influence: Claims arising from accidents where the driver was under the influence of alcohol or drugs are excluded.

Comparative Analysis

When compared to other insurance providers, Great Eastern stands out due to its extensive coverage options and customer-focused offerings. Unlike some competitors, Great Eastern offers specialised plans for EV owners. This reflects their commitment to stay ahead of evolving market trends. Also, their focus on rewarding safe drivers sets them apart in the industry.

Conclusion

Choosing the right car insurance is crucial for protecting your assets and ensuring peace of mind on the road. Great Eastern Car Insurance provides a comprehensive array of products that cater to diverse needs, from electric vehicle owners to safe drivers. With flexible coverage options, user-friendly claims processes and competitive features, Great Eastern is a leading choice in the car insurance landscape.

Ready to safeguard your drive? Explore Great Eastern's offerings today and find a plan that suits your lifestyle and needs.

FAQs on Great Eastern Car Insurance

What types of coverage does Great Eastern Car Insurance offer?

Great Eastern Car Insurance provides comprehensive coverage options, including accident repairs, third-party liabilities, theft, and fire damage. You can also choose optional coverage for loss-of-use, personal accident benefits and NCD protection.

Is there an option to choose any workshop for repairs?

Yes, Great Eastern offers a comprehensive plan with the option to repair your vehicle at any workshop of your choice, giving you flexibility in selecting your preferred service provider.

What is the NCD Protector and how does it work?

The NCD (No-Claim Discount) Protector is an add-on for drivers with 40% NCD or more. It allows you to maintain your NCD even if you make a claim during the policy period, helping to keep your premiums lower in the future.

Does Great Eastern Car Insurance offer coverage for electric vehicles (EVs)?

Yes, Great Eastern offers specialised EV coverage under its GREAT EV Protect plan, which includes coverage for private charging stations, electric shock incidents while charging and fire-related damage to home contents.

Can I add loss-of-use coverage to my policy?

Yes, you can add loss-of-use coverage as an optional benefit. This provides you with a daily allowance of S$80 (up to 15 days) if your car is being repaired due to an accident.