Investments Guides & Glossary: Everything You Need to Know About Investing in Singapore

The Supplementary Retirement Scheme (SRS) isn’t just a tax relief tool — it’s a long-term wealth-building strategy. While contributions reduce your taxable income today, leaving your funds idle at 0.05% per annum means inflation quietly erodes their value over time.

Planning for retirement in Singapore can be daunting — from figuring out how much you'll need to manage your savings while juggling work, bills, and family life.  But what if there was a low-effort way to invest that adapts as you get older? That’s where target-date funds come in.

Creating a solid financial plan is like mapping out your route to financial success. It’s about understanding where you are now, where you want to be, and how you’ll get there. In short: set one to three clear goals, track your cash flow, build an emergency fund, clear high-interest debt, then use CPF, SRS and investing to grow your wealth, with insurance and a will to protect it. This guide walks you through each step with the 2026 figures Singaporeans need.

From government-backed bonds to dividend stocks and digital products, here are the best ways to earn passive income in Singapore, and what each one really pays.

There are numerous ways to invest your hard-earned money in Singapore, from high-yield savings accounts to stocks and bonds. However, the best investment for you depends on your financial goals, risk tolerance, and investment timeline.

Since 5 October 2026, you can buy 11 of SGX's priciest blue chips, including DBS, SGX, Haw Par and Keppel, in lots of 10 shares instead of 100. That cuts the minimum outlay by about 90%.