Join Citigold and earn up to 7.51% p.a. interest on your Citi Wealth First Account. Plus, get PRISM+ Q55 Ultra QLED Google TV or an Apple iPad Air 11" Wi-Fi 128GB or S$800 cash via PayNow when you apply via SingSaver.
Are you on track with your financial goals? It's a question worth asking as we move into the year 2025. With inflation on the rise, knowing what to do with your money is fast becoming an essential life skill.
If you have S$300,000 and are looking for ways to grow your cash, Citigold would be a wise option.
Apart from the preferential banking rates, you'll also get to enjoy the exclusive lifestyle and financial perks with this priority banking relationship.
To sweeten the deal, opt in as an Accredited Investor and get a PRISM+ Q55 Ultra QLED Google TV (worth S$1,999), or an Apple iPad Air 11" Wi-Fi 128GB (worth S$899), or S$800 cash via PayNow plus an additional S$500 cash. Read on to find out more.
Offer subject to change without notice
SingSaver Exclusive Offer: Get a PRISM+ Q55 Ultra QLED Google TV (worth S$1,999) or an Apple iPad Air 11" Wi-Fi 128GB (worth S$899) or S$800 Cash via PayNow when you successfully start a Citigold relationship, make a S$300,000 deposit within 3 months of account opening and maintain these funds until gift fulfilment, and opt-in as an Accredited Investor. Valid till 3 February 2025. T&Cs apply.
Plus, get additional welcome rewards on top of the above offer (T&Cs apply):
- Get an additional S$300 Cash Reward + S$200 Prosperity Bonus when you become an Accredited Investor
- Get an additional S$500 Cash Reward from Citibank when you apply for a Citibank Mortgage loan with min. loan size of S$800,000 within 3 months of account opening
- Get an additional S$250 Cash Reward for every S$50K purchase of investment and/or insurance from Citibank
- Get an additional S$100 Cash Reward + S$188 Prosperity Bonus reward from Citibank when you complete an Investment Risk Profile and Fact Find
- Get an additional S$100 Cash Reward from Citibank when you hold a valid Primary Citibank Credit Card
Table of contents
- SingSaver Citigold promotion
- How to apply
- Who's considered new Citigold members?
- Additional cash rewards for new Citigold customers
- Citigold benefits
SingSaver Citigold promotion
From 3 January to 2 February 2025 (both days inclusive), new Citigold members who open an account through SingSaver and deposit a minimum S$300,000 worth of assets under management (AUM) will stand to receive a choice of the following rewards:
- PRISM+ Q55 Ultra QLED Google TV (worth S$1,999)
- Apple iPad Air 11" Wi-Fi 128GB (worth S$899)
- S$800 cash via PayNow
The AUM must be deposited within three months of account opening by the following dates:
Month of account opening |
Deposit minimum of S$300,000 AUM in fresh funds |
January 2025 |
By 31 March 2025 |
February 2025 |
By 30 April 2025 |
You must also maintain the funds for at least three months.
How to apply for SingSaver x Citigold Priority Banking promo
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Apply through this link, enter your email address and click submit
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On the next page, click ‘apply via unique link’. You will be redirected to Citibank’s website
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On Citibank’s website, click on any of the ‘apply now’ buttons and follow the instructions to fill in your application. Remember to save your Application Reference Number for reference
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Fill in SingSaver’s Rewards Redemption Form, which will be sent to your registered email address. You must complete and submit the form within the first 14 days of application to be eligible for the reward
- Lastly, deposit S$300,000 of fresh funds into your Citi Wealth First account. You'll also need to maintain at least S$300,000 in your account until the point of reward fulfilment, which is within three months of account opening
Note that customers will only receive the reward/gift if they join as an Accredited Investor (AI). The following qualifying criteria will be included in the fulfilment process:
- Minimum income of S$300,000 in the last 12 months (or its equivalent in a foreign currency); or
- Net personal assets exceeding S$2 million, of which the net value of your primary place of residence can only contribute up to S$1 million; or
- Net financial assets exceeding S$1 million (or its equivalent in a foreign currency);
If you're eligible for the reward, you’ll receive a reward confirmation email from SingSaver within three months and the redemption details of the reward. If you’ve not received any communication from SingSaver within four calendar months, you can write to us at info@singsaver.com.sg.
The application must be submitted by 2 February 2025, and the bank account must be opened within three months of application. Other T&Cs apply.
Who's considered a new-to-bank Citigold Priority Banking customer?
You'll need to be a new Citi customer to be eligible for the rewards. This means you're someone who fulfils the following criteria:
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Is not a U.S. Person;
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Is at least the age of 18 during the Enrolment Month;
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Does not have a primary banking account or primary relationship in each of the last thirteen (13) calendar months before the enrolment month;
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Does not have any AUM in each of the 13 calendar months before the enrolment month; and
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Opens a primary sole banking account or a primary joint banking account with a person who does not have any banking account/ relationship with Citi
Additional rewards for new Citigold customers
On top of SingSaver's promotion, you'll also stand to enjoy the following rewards when you join Citigold. T&Cs apply.
Criteria |
Rewards |
Become an Eligible Accredited Investor |
S$300 cash + S$200 prosperity bonus |
Hold a valid primary/main Citi Credit Card |
S$100 cash reward |
Take up a Citibank mortgage with a minimum loan size of S$800,000 within three months of account opening |
S$500 cash reward |
Complete an Investment Risk Profile and Fact Find Report |
S$100 cash + S$188 bonus reward |
Make any Citibank investment or insurance |
S$250 cash for every S$50,000 investment/insurance purchase |
Preferential time deposit rates |
Preferential interest rates for SGD and USD time deposits, investments, and insurance time deposit bundle. T&Cs apply. |
Citigold benefits
As a Citigold member, you’ll also get to enjoy exclusive perks which are reserved for their priority banking members:
1. Your own dedicated wealth management team
You have your own dedicated Relationship Manager and a team of experts, which includes an Insurance Specialist, Mortgage Specialist, and Treasury Specialist. These experts will work with you to help you achieve your wealth management goals.
For instance, your Relationship Manager can give you a holistic view of your financial portfolio, highlighting any potential opportunities or pitfalls of your investment portfolio, and help you achieve your wealth goals.
You can also invest in investment products that are only exclusive to priority banking customers, including high-quality fixed-income products such as bonds and structured notes.
Moreover, you can also utilise Citigold’s wealth advisory services and tools like the Portfolio Risk Evaluator tool, which allows your Relationship Manager to ‘stress test’ your investment portfolio for diversification opportunities.
2. Access to Citigold centres worldwide
You can carry your Citigold status and access priority banking privileges in over 340 Citigold centres worldwide, allowing you to perform your banking activities with greater convenience.
You can also shop and spend with your Citigold Debit Mastercard with zero foreign transaction fees and lock in favourable exchange rates on the Citi Mobile App.
You’ll also enjoy fee-free perks when you make cash withdrawals from any Citibank ATM worldwide and when you make global money transfers between your Citibank accounts.
Lastly, you can make emergency cash withdrawals of up to US$10,000 overseas.
3. Enjoy preferential rates and earn cash rewards on your investments, mortgages, and insurance
You’ll enjoy preferential rates as a Citigold member, whether it's for home loans, savings accounts, or insurance.
For instance, the Citi Wealth First account lets you earn up to 7.51% interest p.a. on up to your first S$250,000:
How to earn interest |
Interest rate (p.a.) |
Details |
Frequency |
Base interest |
0.01% |
NA |
Monthly fulfilment of criteria |
Spend (debit card spend) |
1.50% |
Spend a minimum of S$250 (or its equivalent in foreign currency) on eligible retail transactions per calendar month on your Citibank Debit Mastercard |
Monthly fulfilment of criteria |
Save |
1.50% |
Increase your account's average daily balance from previous month's average daily balance by at least S$3,000. |
Monthly fulfilment of criteria |
Invest |
1.50% |
Buy new single lump sum investment (or combination of single lump sum investments) of at least S$50,000 in a calendar month. |
12 months of bonus interest once criteria fulfilled |
Insure |
1.50% |
Buy a new single premium insurance policy (or multiple single premium policies) with total premiums of at least S$50,000 in a calendar month. |
12 months of bonus interest once criteria fulfilled |
Borrow |
1.50% |
Take up a new home loan of at least S$500,000. |
12 months of bonus interest once criteria fulfilled |
SingSaver Exclusive Offer: Get a PRISM+ Q55 Ultra QLED Google TV (worth S$1,999) or an Apple iPad Air 11" Wi-Fi 128GB (worth S$899) or S$800 Cash via PayNow when you successfully start a Citigold relationship, make a S$300,000 deposit within 3 months of account opening and maintain these funds until gift fulfilment, and opt-in as an Accredited Investor. Valid till 3 February 2025. T&Cs apply.
Plus, get additional welcome rewards on top of the above offer (T&Cs apply):
- Get an additional S$300 Cash Reward + S$200 Prosperity Bonus when you become an Accredited Investor
- Get an additional S$500 Cash Reward from Citibank when you apply for a Citibank Mortgage loan with min. loan size of S$800,000 within 3 months of account opening
- Get an additional S$250 Cash Reward for every S$50K purchase of investment and/or insurance from Citibank
- Get an additional S$100 Cash Reward + S$188 Prosperity Bonus reward from Citibank when you complete an Investment Risk Profile and Fact Find
- Get an additional S$100 Cash Reward from Citibank when you hold a valid Primary Citibank Credit Card
Read these next:
Citigold Review (2024): An Abundance Of Wealth Solutions For The Well-Heeled
Priority Banking In Singapore: How Does It Help To Grow Your Wealth?
A Full Guide To Priority Banking In Singapore (2025)
Priority Banking 2024 – Which Bank Offers the Best Welcome Rewards?
Priority Banking vs Private Banking: Which One Suits You Better?
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