With Christmas around the corner, you're probably gearing up for some serious shopping to check off your gifting list. Check out these credit card spending rewards to get the most from playing Santa.
It’s the time of the year when indulgent meaningful spending on gifts for your nearest and dearest (including yourself!) is not only highly encouraged but also a tradition for many of us. With credit card rewards and offers galore, we take a look at some of the more popular cards offering some not-to-be-missed redemptions this festive season.
Table of contents
CIMB
Promotion: CIMB Credit Cards Christmas 2023 Spend and Get Promotion
Spending period: 9 November 2023 to 8 January 2023
Receive Apple products on eligible CIMB Bank credit cards when you spend S$10,000, S$16,000, or S$24,000 during the promotion period.
You can also receive up to an additional 3% cashback on overseas spend when you spend a minimum of S$1,500.
🎡 March Madness Promo 🎡: Sign up for CIMB credit cards in our March Madness campaign and earn chances to spin the Madness Wheel and win up to 50% of your monthly salary and more! Valid till 31 March 2025. T&Cs apply.
SingSaver Exclusive Offer: Enjoy the following rewards when you sign up for a CIMB credit card. Eligible for CIMB new cardholders only.
Receive S$50 Cash via PayNow when you apply and spend a min. of S$108 within 30 days of card approval. Stackable with ongoing CIMB welcome offer. Valid until 31 March 2025. T&Cs apply.
DBS
Promotion: DBS Christmas Credit Card Campaign
Spending period: till 31 December 2023
Receive S$150 cashback when you meet the Shop & Dine Credit Card spend on your DBS Credit Card when you register for the DBS Christmas Credit Card promotion on DBS PayLah! app.
You can register in the following steps:
- Tap on the Rewards tab on DBS PayLah! app
- Register for the DBS 2023 Christmas Credit Card Campaign
- Meet your spend goal on Shop & Dine Credit Card spend from now till 31 Dec 2023
- Receive S$150 cashback
Visit the website for the full terms and conditions.
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SingSaver Exclusive Offer: Get a Nintendo Switch OLED (worth S$549), Apple iPad 9th 10.2" WiFi 64GB (worth S$479), Apple AirPods Pro (Gen 2) With Magsafe Charging Case + MagSafe Charger (worth S$408), or S$350 eCapitaVoucher when you apply for select DBS Credit Cards via SingSaver and hit a min spend of S$500 within 30 days of card approval. Valid till 30 April 2025. T&Cs apply.
HSBC
Promotion: Festive Campaign 2022
Spending period: 16 November 2023 to 16 February 2024
Planning to splash out on some big gifts for your loved ones? Make your purchases extra worthwhile with HSBC's Festive Spend and Get Promotion.
The range of festive dining, retail, and staycation promotions makes it easy to pamper yourself while enjoying some attractive cashback.
Enjoy S$150 GrabGifts vouchers (limited to the first 1000 redemptions) with a minimum of S$7,000 spent (min. of 10 qualifying transactions). If you're among the first 500 cardholders to spend above S$12,000, you'll enjoy a S$300 GrabGifts vouchers.
To qualify for the redemption, HSBC credit cardholders can simply register using the following steps:
If you're not a HSBC cardholder yet, sign up now and receive up to S$200 cashback.
🎡 March Madness Promo 🎡: Sign up for HSBC credit cards in our March Madness campaign and earn chances to spin the Madness Wheel and win up to 50% of your monthly salary and more! Valid till 31 March 2025. T&Cs apply.
SingSaver Exclusive Rewards: Enjoy the following rewards when you sign up for an HSBC credit card.
HSBC Revolution/TravelOne Credit Card: Get a Dyson Supersonic™ (worth S$649), an Apple iPad (A16) 11" Wi-Fi 128GB (worth S$499), a Dyson AM07 (worth S$499), 2x Poh Heng Treasures Gold Bar, or S$450 Cash upon activating and spending min. S$800 by end of the following calendar month from the card account opening date. HSBC TravelOne Card applicants must also pay the annual fee of S$196.20 (incl. GST). Valid till 31 March 2025. T&Cs apply.
HSBC Live+/Advance Credit Card: Choose from gifts such as a Dyson Supersonic™ (worth S$649), Sony Camera (ZV-1F) (worth S$S$769), an Apple iPad (A16) 11" Wi-Fi 128GB (worth S$499), 2x Treasures Poh Heng 1gm Gold Bar in Yellow Gold (999) (worth S$458), or S$450 Cash upon activating and spending min. S$800 by end of the following calendar month from the card account opening date. Valid till 31 March 2025. T&Cs apply.
Additionally, stand to win free trips to London, Tokyo or Bali, Samsonite Luggage, S$200 GrabGifts vouchers, cashback and other exciting prizes with HSBC's Sure-Win Spin. Simply transact with HSBC to start earning spins that guarantee a prize. T&Cs apply.
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⬆️Reward Upgrade Campaign⬆️: Upgrade your rewards when you top up specific amounts. Valid until 31 March 2025. T&Cs apply.
- S$155.00 for a PS5 Digital Slim (worth S$669)
- S$1,200 for an Apple iPhone 16 Pro 256GB (worth S$1,749.00)
OCBC
Promotion: OCBC Christmas weekly S$1,000 cashback promotion 2023
Spending period: 15 November to 31 December 2023
This festive season, OBCB is giving S$1,000 cashback to OCBC card members with the highest number of transactions each week. Each transaction must be at least S$30.
Qualifying spend includes retail transactions (face-to-face or online purchases) made on any OCBC credit or debit cards, excluding these.
🎡 March Madness Promo 🎡: Sign up for OCBC credit cards in our March Madness campaign and earn chances to spin the Madness Wheel and win up to 50% of your monthly salary and more! Valid till 31 March 2025. T&Cs apply.
SingSaver's Exclusive Offer: Receive the following rewards when you apply for select OCBC credit cards:
Get an Apple AirPods 4 (worth S$199), S$170 Shopee Voucher, S$150 Cash, or a Stryv Colour+ (worth S$129) when you apply and make at least one (1) transaction of any amount within 30 days of card approval. Applicable to new OCBC credit card holders only. Valid till 31 March 2025. T&Cs apply.
Standard Chartered
Promotion: A Million Reasons To Be Happier
Spending period: 16 October 2023 to 15 January 2024
From 16 October 2023, earn your share of S$1 million worth of cashback when you register on the SC Mobile app, enable push notification, and meet the spend amount in at least one of the three tiers during the qualifying period:
| Spend amount per qualifying period | Cashback amount per qualifying period | Number of qualifiers per qualifying period |
| S$2,000 to <S$5,000 | S$20 Cashback | First 2,000 Registered Cardholders |
| S$5,000 to S$12,000 | S$50 Cashback | First 2,000 Registered Cardholders |
| >S$12,000 | S$100 Cashback | First 2,000 Registered Cardholders |
There are three qualifying periods and you're only required to register once to participate in the current qualifying period.
| Qualifying period | Register by |
| 16 October 2023 to 15 November 2023 | 15 November 2023 |
| 16 November 2023 to 15 December 2023 | 15 December 2023 |
| 16 December 2023 to 15 January 2024 | 15 January 2024 |
The top 20 cardholders per qualifying period will each get tokens as part of the S$2,000 TANGS shopping spree promotion:
| How you can earn the tokens | Tokens earned |
| SC Visa Credit Card spends* of S$50 | 1 token |
| SC MasterCard Credit Card spends* of S$50 | 2 tokens |
| New SC Credit Card or SC EasyBill | 10 tokens |
| New SC EasyPay | 20 tokens |
*accumulated spends
🎡 March Madness Promo 🎡: Sign up for SCB credit cards in our March Madness campaign and earn chances to spin the Madness Wheel and win up to 50% of your monthly salary and more! Valid till 31 March 2025. T&Cs apply.
SingSaver Exclusive Offer: Enjoy the following rewards when you sign up for a Standard Chartered credit card. Eligible for new Standard Chartered cardholders only.
Standard Chartered Simply Cash Credit Card: Get an Apple iPad 9th 10.2" WiFi 64GB (worth S$479), an Apple Watch SE (GEN 2) GPS + Cellular 44mm (worth $459), S$450 Shopee Voucher, or S$400 Cash upon activating and spending a min. of S$500 within 30 days of card approval. Valid until 31 March 2025. T&Cs apply.
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Standard Chartered Smart Card and Rewards+ Card: Get an Apple iPad 9th 10.2" WiFi 64GB (worth S$479), Hinomi H1 Classic V3 Ergonomic Office Chair (Without Headrest) (worth S$659), Xiaomi Truclean W20 Wet Dry Vacuum (worth S$249), S$250 Shopee Voucher, or S$200 Cash upon activating and spending a min. of S$500 within 30 days of card approval. Valid until 31 March 2025. T&Cs apply.
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Standard Chartered Journey Credit Card Only: Get a Samsonite Straren Spinner 67/24 (worth S$600), an additional 12K Max Miles, S$250 Shopee Voucher, or S$180 Cash upon activating and spending a min. of S$500 within 30 days of card approval. Valid until 31 March 2025. T&Cs apply.
Get the additional 45k miles when you apply with annual fee payment (S$196.20 incl. GST) and make a min. spend of S$3,000 within 60 days of card approval. Valid until 31 March 2025. T&Cs apply.
⬆️Reward Upgrade Campaign⬆️: Upgrade your rewards when you top up as low as S$30. Valid until 31 March 2025. T&Cs apply.
- S$30.00 for a Sony Camera (ZV-1F) (worth S$769.00)
- S$50.00 for a Dyson Supersonic (worth S$649.00)
- S$1,200 for an Apple iPhone 16 Pro 256GB (worth S$1,749.00)
UOB
Promotion: UOB Cards Spend & Get Promotion 2023
Spending period: There are two qualifying periods for this promotion -
- 7 Nov 2022 to 4 Dec 2023 (both dates inclusive): Nintendo Switch OLED - Model White
- 5 Dec 2023 to 1 Jan 2024 (both dates inclusive): Nintendo Switch OLED - Model Neon Blue/Neon Red
From shopping, travel, and dining treats, Christmas provides the best opportunities to gather with your friends and make some serious travel plans for 2024.
While you're at it, UOB's Christmas deals are a great way for credit cardholders to spend and redeem some cool prizes. The grand prize is an Xbox Series S with a limited edition storage trunk designed by local artist Muhammad Izdi (@LepakLukis).
This promotion is open to UOB credit and debit cardholders who register by sending the following SMS to 77862 from the mobile number registered with the bank:
XMAS<space>Last 4 characters of NRIC/Passport No.<space>Date of birth in DDMMYY (eg. XMAS 234A 010188)
Upon sending the message, you will receive a confirmation message from the bank.
The main criteria is to spend a minimum of S$8,000 on a card during one of the qualifying periods. The first 500 qualified cardholders who are eligible to redeem the Gift for each redemption period will be notified via SMS with the redemption details by 29 Feb 2024. See the full T&Cs here.
There is also a host of shopping, travel, and dining promotions which you can take advantage of over the UOB TMRW app to end the year on a bang.
🎡 March Madness Promo 🎡: Sign up for UOB credit cards in our March Madness campaign and earn chances to spin the Madness Wheel and win up to 50% of your monthly salary and more! Valid till 31 March 2025. T&Cs apply.
UOB Credit Card Welcome Offer: Get up to 58,000 miles or S$350 cash credit when you successfully apply for a UOB credit card and fulfil promotion criteria. Valid till 31 March 2025. T&Cs apply.
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