The Very Best Credit Cards in Singapore for 2017

Alevin K Chan

Alevin K Chan

Last updated 28 June, 2017

Confused about which credit card to get? Here's a list of the best credit cards in Singapore for dining discounts, air miles, cashback, and reward points.

Updated 28 June 2017.

With the mind-boggling array of credit cards offered in Singapore, finding the one that is ideal for you is no simple task. Not picking the right credit cards mean you’ll miss out on rewards and privileges, and not to forget some solid opportunities for substantial savings.

To help you find the card that gives you more bang for your buck, we’ve put together a list of the best credit cards in Singapore for 2017.

The table you see below is a recap of our top picks. We’ll update this list as deals change, so subscribe to our newsletter to be the first to know!

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Best Credit Cards in Singapore for 2017

 

Category

 

Credit Card

 

Why It’s Great

 

Best Air Miles Credit Cards

 

DBS Altitude Visa Signature Carddbs-altitude-visa-card-min
    • 1.2 miles per S$1 spent locally
    • 2 miles per S$1 spent overseas
    • 3 miles per S$1 spent on online flights and hotel booking
    • 2 complimentary airport lounge passes per year
    • Up to S$1 million travel accident insurance

 

 

 

Citi PremierMiles Visa Signature CardCiti PremierMiles Visa Card
    • 1.2 miles per S$1 spent locally
    • 2 miles per S$1 spent on foreign transactions
    • 2 complimentary airport lounge passes per year
    • 8 miles per S$1 spent on Agoda (until 31 May 17 only)
    • Up to S$1 million travel accident insurance, and S$1,000 travel inconvenience insurance
    • SingSaver.com.sg exclusive - S$100 NTUC voucher for every successful application (until 30 Apr 2017)

 

 

 

  American Express Singapore Airlines KrisFlyer Credit Cardcard-krisflyer-blue
    • 1.1 miles per S$1 spent locally and overseas
    • 2 miles per S$1 spent on singaporeair.com, silkair.com, KrisShop and at SilkAir SkyShop, both in-flight and online
    • 30% off Plaza Premium lounge access at selected airports
    • No air miles conversion fee

 

 

 

Best Cashback Credit Cards

 

HSBC Advance Credit CardHSBC Advance Credit Card
    • Up to 3.5% cashback on all spend
    • Up to S$125 maximum cashback, highest in the market
    • No minimum spend required to earn cashback

 

 

 

Standard Chartered Unlimited Credit Cardstandard-chartered-unlimited-cashback-card
    • 1.5% cashback on all spend, no cashback cap
    • 3% cashback on foreign currency transaction (until 30 Jun 2017)
    • May be used as EZ-Link card
    • Attractive welcome offers

 

 

 

Citi Cash Back Visa Signature CardCiti Cash Back Card
    • 8% cashback at all supermarkets in Singapore
    • 8% cashback at all cafes, restaurants and F&B outlets globally
    • Up to 20.88% cashback at Esso and Shell, 8% cashback at all other petrol stations
    • Additional S$120 cashback as welcome offer
    • Can be used for ERP payments

 

 

 

OCBC 365 CardOCBC 365 CreditCard-no bg
    • 6% cashback on weekend dining, and 3% on weekday and overseas dining
    • 3% cashback on online shopping, groceries and telcos
    • Up to 23.9% savings on petrol

 

 

 

Best Shopping Credit Cards

 

OCBC Cashflo MasterCardocbccashflow
    • Automatically split your purchases into 3-month or 6-month instalment plans
    • Installment plans are 0% interest
    • Further savings with up to 1% rebate

 

 

 

Standard Chartered SingPost Visa Platinum CardSCB SingPost
    • 7% cashback on eligible online purchases
    • Up to 20% discount on vPost, SingPost and Lock + Store Self-storage
    • 20% cashback on Uber rides (until 30 Sep 2017)

 

 

 

Citi Rewards Visa Signature Cardcitibankrewardscard-300
    • 10 Citi$ per S$1 spent on shoes, bags and clothes - online and offline
    • 10 Citi$ is equivalent to 4 air miles
    • 1 Citi$ per S$1 for all other transactions
    • No minimum spend required

 

 

 

Best Dining Credit Cards

 

American Express Platinum Credit CardAmerican Express Platinum Card
    • Up to 50% off total food bill at selected hotels and restaurants with the Love Dining @ Restaurants and Love Dining @ Hotels programme
    • Complimentary Far Card membership
    • Complimentary or 1-for-1 drinks at top lounges and bars
    • Global dining savings with American Express Selects

 

 

 

CIMB Visa Signature Cardcimb visa signature card
    • 8% cashback on dining worldwide
    • 10% cashback on online spend in foreign currency
    • Dining cashback capped at S$25 per month

 

 

 

 

Is your favourite credit card not in the list? Tell us about it in the comments - we want to know!

Read This Next:

Best Credit Card Welcome Offers in Singapore

How Many Credit Cards Should Singaporeans Really Own?

 


Alevin ChanBy Alevin Chan

A Certified Financial Planner with a curiosity about what makes people tick, Alevin's mission is to help readers understand the psychology of money. He's also on an ongoing quest to optimize happiness and enjoyment in his life.


Alevin loves helping people make good money decisions. He briefly flirted with being a Financial Advisor, but quickly realised writing about personal finance is the better way to go.

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