Best Credit Card Hotel Promotions and Discounts 2024
updated: Dec 11, 2024
Get the most bang for your buck with a trusty credit card by your side and enjoy these exclusion promotions for your next hotel stay.
written_by SingSaver Team
Paying for your hotel stays with the right credit card not only earns you valuable credit card rewards, but you can also enjoy additional exclusive perks such as discounted rates, extra rewards points, and even complimentary room upgrades!
So, whether you’ve already got a credit card or are still in the midst of choosing one, here’s an overview of the best credit card hotel promotions.
Table of contents
- Best credit cards for hotel bookings
- Credit card hotel promotions
- OCBC credit card hotel promotions
- Standard Chartered credit cards
- HSBC credit cards
- UOB credit cards
- DBS/POSB credit cards
- Mastercard credit cards
- Visa Credit Cards
- American Express credit cards
- Credit card promotions with online travel agencies
- Agoda
- Booking.com
- Hotels.com
- Expedia
- Klook
- Credit card hacks when booking hotels
- General hacks when booking hotels
- Frequently Asked Questions (FAQs)
SingSaver Cash Quest
Get 10x chances to win S$50,000 when you apply for participating Credit Cards in our Cash Quest Campaign. Applying for multiple products means more chances! Plus, download the SingSaver App and log in with the same email used during product application to earn 20 additional chances! Valid till 22 December 2024. T&Cs apply.
Best credit cards for hotel bookings
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Credit card |
Earn rate |
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UOB Lady’s/Lady’s Solitaire Card |
4 miles per dollar on hotel bookings (must select Travel as bonus category) |
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DBS Woman’s World Mastercard |
4 miles per dollar on bookings made online |
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UOB Preferred Platinum Visa Card |
4 miles per dollar on bookings made via mobile contactless payments |
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UOB Visa Signature Card |
4 miles per dollar on bookings made via mobile contactless/physical card payments |
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UOB KrisFlyer Credit Card |
3 miles per dollar on online travel |
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UOB PRVI Miles Card |
1.4 miles per dollar for local spend, 2.4 miles for overseas spend 6 miles per dollar for hotels booked on Agoda, Expedia, and UOB Travel via respective dedicated links. |
Credit card hotel promotions
OCBC credit card hotel promotions
OCBC credit cards might become your favourite travel companion with its many deals and offers. We’re talking up to 35% off hotel stays in China, Malaysia, Singapore, Indonesia, and more! The cherry on top here is that nearly all travel-related offers are available to all OCBC credit card holders, regardless of which credit card you own.
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Credit card |
Promotion |
Details |
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All OCBC credit cards |
7% off accommodation worldwide for bookings made via this dedicated Agoda link Travel period: From now till 31 December 2025 |
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S$10 off with a min. spend of S$150 sitewide for bookings made through the Klook app or Klook website |
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Earn up to 10% Booking.com Wallet Credits on accommodation bookings via this link |
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Up to 35% off on selected room rates, stay 3 days pay 2 nights, F&B discounts, etc. |
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OCBC 90°N card, including supplementary cards |
Up to 7 Miles per S$1 spent on accommodations worldwide when you book through this OCBC link.
Booking period: from now till 30 November 2024 Stay period: Now till 31 December 2024 |
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All OCBC Mastercard credit cards |
Earn 16% Booking.com wallet credits on accommodation bookings (capped at US$50) |
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8% off selected hotel bookings |
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All OCBC Visa credit cards |
8% off selected hotel bookings with the promo code: “VISAYRO” |
Standard Chartered credit cards
Fancy a free one-night’s stay at Pan Pacific hotels? Or cashback on your IHG hotel stays? Well, look no further than Standard Chartered credit cards. Via the Good Life Priviledges, all Standard Chartered Mastercard credit card holders are entitled to attractive deals for hotels in the UK, South Korea, Thailand, and even Maldives!
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Credit card |
Promotion |
Details |
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Standard Chartered SimplyCash credit card
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Get £30 cash back with a min. spend of £500 or more at IHG -Luxury & Lifestyle Collection, (UK), via Standard Chartered link Valid till 30 September 2024 |
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Get 15% savings at participating IHG hotels bookings Valid till 31 December 2024 |
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Get £30 cash back with a min. spend of £500 or more at IHG Hotels-Premium Collection (UK) Valid till 30 September 2024 |
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Pan Pacific Hotels and Resorts |
Complimentary one-night’s stay Bookings must be made through this link Valid till 31 Jan 2025 |
SingSaver x Standard Chartered Bank Exclusive Offer
Choose Dyson products, Nintendo Switch OLED, Apple iPad or AirProds, Flujo BEA Chair, Samsonite Straren Spinner 67/24, up to 57,000 Max Miles, or up to S$380 cash when you apply for an SCB Credit Card via SingSaver and fulfil promo criteria. Valid till 5 January 2025. T&Cs apply. Plus, get up to 10x chances to win S$50,000 when you apply during our Cash Quest Campaign. Valid till 22 December 2025. T&Cs apply.
HSBC credit cards
HSBC offers up to 20% off on Singapore hotel stays, including . Pan Pacific, Oasia, and PARKROYAL, and up to 25% discount for other hotels worldwide. Here’s to enjoying discounted stays in various hotels across Singapore, Vietnam, the USA, and more.
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Credit card |
Promotion |
Details |
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All HSBC credit cards |
15% off worldwide hotel bookings (capped at S$40) Bookings must be made via this dedicated HSBC link Booking period: 1 to 30 September 2024, 1 November to 31 December 2024 Stay period: Now to 30 June 2025 |
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Earn up to 10% Booking.com Wallet Credits on accommodation bookings Book via this dedicated HSBC link Book Period: now to 30 June 2024 Stay Period: now till 30 September 2024 |
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S$85 off selected hotel bookings with a minimum net spend of S$700. Claim offer here. Available for HSBC Premier Mastercard holders only Booking period: from 1 January until 31 December 2024 Travel period: from 1 January until 30 June 2025 |
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8% off on hotel bookings Book via this HSBC dedicated link, use promo code: “HSBCSG8” Programme period: 1 January 2024 to 31 December 2024 Travel period: 1 January 2024 to 30 June 2025 |
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8% off on worldwide hotel bookings Bookings must be made through HSBC dedicated link |
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S$50 off on S$500 min. spend on hotels Booking period: 11 May - 29 December 2024 (on Saturday and Sunday only) Travel period: anytime |
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Up to 25% off, etc. |
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All HSBC Mastercard credit cards |
Earn 16% in Booking.com (capped at US$80) on selected worldwide properties |
SingSaver x HSBC Exclusive Offer
Get Dyson products, S$199 Cash + S$200 eCapitaVoucher, S$400 eCapitaVoucher, a FLUJO SmarTrax Standing Desk, or 20,000 Heymax Miles when you apply for select HSBC Credit Cards via SingSaver and fulfil promo criteria! Valid till 2 January 2025. T&Cs apply.
UOB credit cards
UOB credit card holders have multiple deals to snag as well! One such offer would be up to 20% off at all Pan Pacific hotels, regardless of location. Pay only a fraction of the total price while enjoying your stay to the fullest.
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Credit card |
Promotion |
Details |
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All UOB credit cards |
7% off on hotel bookings |
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8% off hotel bookings |
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8% off on hotel bookings |
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Up to 20% off on room rates, etc. |
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UOB Visa Classic, Visa Gold, Visa Platinum, Visa Signature, and Visa Infinite credit cards |
10% cashback on accommodation bookings |
DBS/POSB credit cards
DBS credit cards seem to be ideal for holidays in Bintan, Indonesia. In fact, you can receive 25% off the best available rate and a free 60-minute massage for two when you choose to stay at Cassia Bintan or Banyan Tree Bintan. You can also enjoy three months of complimentary elite membership on HoteLux, which includes perks such as daily breakfast and even free room upgrades.
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Credit card |
Promotion |
Details |
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All DBS/POSB credit cards |
3 months Elite membership that includes benefits such as complimentary breakfast and complimentary room upgrades (subject to availability) |
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DBS points are worth 2x more when on hotel bookings via Expedia. Flexible monthly instalment plans are also available as part of the DBS My Preferred Payment Plan |
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DBS Altitude card |
Earn up to 1.3 miles per dollar on hotel bookings |
Mastercard credit cards
If you are a cashback lover, you might find your match with a Mastercard credit card.
Mastercard credit card holders can receive cashback with over 350 merchants overseas, many of which are hotels and resorts. Some notable names include JW Marriott Bangkok, Mandarin Oriental Paris, Conrad Hong Kong, and the Ritz-Carlton in Bali, so you are truly spoiled for choice! Maybank Mastercard cardholders are eligible for the same offers as well.
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Credit card |
Promotion |
Details |
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All Mastercard credit cards |
4% cashback on hotel bookings |
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Up to 4% cashback on hotel bookings |
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6% cashback on hotel bookings |
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Up to 5% cashback |
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6% cashback on each purchase, including hotel bookings |
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3% cashback on each purchase, including hotel bookings |
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Up to 8% cashback on hotel reservations |
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Up to 12% discount (capped at US$50) |
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Up to 20% cashback, etc. |
Visa Credit Cards
Card provider Visa offers exclusive hotel deals as well! Does 20% off at all IHG properties across the Asia Pacific region sound good? Well, you get access to similar deals and more when you make a hotel reservation using your VISA card. Other exciting offers include 20% off on selected Frasers Hospitality properties as well as up to 15% off on booking with third-party websites such as Agoda and Hotels.com.
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Credit card |
Promotion |
Details |
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All Visa credit cards |
5% off with hotel bookings |
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Up to 8% off on hotel bookings |
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Earn up to 15% Booking.com Wallet Credits on accommodation bookings |
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15% off sitewide (capped at S$10) with min. spend of S$50 |
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Up to 20% off on room rates, free one-night’s stay, complimentary upgrades, etc. |
American Express credit cards
American Express offers by far the greatest number of offers and hotel deals out of all the banks and card providers on this list. Not only does American Express provide sizable discounts on hotel reservation websites, but one can also enjoy up to 50% in discounts as well as additional resort credits in over 150 hotels across Asia.
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Credit card |
Promotion |
Details |
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All American Express credit cards |
Additional 7% off on accommodations worldwide |
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Up to 18% off on hotels worldwide |
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8% off eligible hotel bookings worldwide |
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Additional 8% off first eligible room booking |
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15% off (capped at S$30) with min. spend of S$160 on hotels 12% off (capped at S$70) with min. spend of S$400 on hotels |
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Up to 50% off, special rates, buy one night get one night free, etc. |
Credit card promotions with online travel agencies
If you prefer turning to external websites such as Agoda or Expedia for hotel reservations, the vast majority of credit cards can also help you gain discounts with Online Travel Agencies.
Agoda
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Credit card |
Promotion details |
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7% off accommodation worldwide |
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OCBC 90°N card, including supplementary cards
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Up to 7 miles per dollar spent on accommodations worldwide |
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15% off worldwide hotel bookings (capped at S$40) |
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7% off on hotel bookings |
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Up to 12% discount (capped at US$50) |
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5% off with hotel bookings |
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Additional 7% off on accommodations worldwide |
Booking.com
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Credit card |
Promotion details |
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Earn up to 10% Booking.com Wallet Credits on accommodation bookings |
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Earn 16% Booking.com Wallet Credits on accommodation bookings (capped at US$50) |
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Earn up to 10% Booking.com Wallet Credits on accommodation bookings. |
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Earn 16% Booking.com Wallet Credits (capped at US$50) on selected worldwide properties |
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UOB Visa Classic, Visa Gold, Visa Platinum, Visa Signature, and Visa Infinite credit cards |
10% cashback on accommodation bookings |
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4% cashback on hotel bookings |
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Earn up to 15% Booking.com Wallet Credits on accommodation bookings |
Hotels.com
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Credit card |
Promotion details |
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8% off selected hotel bookings |
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8% off on worldwide hotel bookings |
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8% off hotel bookings |
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Up to 4% cashback on hotel bookings |
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Additional 8% off first eligible room booking |
Expedia
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Credit card |
Promotion details |
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8% off selected hotel bookings |
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S$85 off selected hotel bookings with minimum net spend of S$700 |
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8% off on hotel bookings |
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8% off on hotel bookings |
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DBS points are worth 2x more when on hotel bookings via Expedia. Flexible monthly instalment plans are also available as part of the DBS My Preferred Payment Plan |
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Earn up to 1.3 miles per dollar on hotel bookings |
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6% cashback on hotel bookings |
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8% off eligible hotel bookings worldwide |
Klook
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Credit card |
Promotion details |
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S$10 off with a min. spend of S$150 sitewide |
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Up to 5% cashback |
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15% off sitewide (capped at S$10) with min. spend of S$50 |
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15% off (capped at S$30) with min. spend of S$160 on hotels 12% off (capped at S$70) with min. spend of S$400 on hotels |
Credit card hacks when booking hotels
While the biggest credit card hack is to simply check for any deals your bank or card provider has to offer, rewards and airmiles credit card owners can also try using rewards points or miles to redeem available hotel deals. One such instance would be Singapore Airlines’ Infinite Journeys programme, which allows KrisFlyer members to convert KrisFlyer miles to Shangri-La Circle Points. These points can then be used to get discounted room rates at Shangri-La hotels.
You may also be able to reap more rewards points when using a rewards credit card, with travel rewards cards being especially useful in such circumstances. An American Express Platinum credit card holder, for example, would receive 5X on prepaid hotels when booking through American Express travel.
General hacks when booking hotels
There are multiple methods that can be used to get the best deal on accommodation. You can try using one or a combination of the methods listed below to get the best rates on your hotel stay:
- Compare numerous sites and deals: Before booking accommodation, look up the same hotel and type of room on multiple websites, including OTA websites and the website of the hotel itself to source the cheapest offer. Certain sites, such as Agoda, tend to have regular ‘Night Owl’ sales and deals when you book a hotel past 8:00 PM. You can also search online for coupons or promo codes for your chosen website or hotel.
- Join a hotel chain’s loyalty programme: Being a member of a hotel chain’s loyalty programme can bring multiple long-term benefits: you get rewarded for every hotel stay and in turn, can use those rewards for complimentary room upgrades and discounts on dining and other amenities. You are also entitled to welcome bonuses and exclusive perks as a loyalty programme member.
- Choose non-refundable rates: booking non-refundable accommodation allows you to book a room for up to S$15 less per night than a refundable booking. Of course, you will not receive a refund should you cancel your reservation, but if your travel plans are certain, this could be an avenue worth considering.
- Subscribe to a hotel’s newsletter: Believe it or not, you might just stumble upon an excellent hotel deal in your inbox one day. Most hotels, if not all, use a newsletter to promote new discounts or offers, many of which go largely unknown—unless you’re a part of their mailing list, that is.
Frequently Asked Questions (FAQs)
Is it better to book hotel rooms with a credit card?
Booking hotel rooms with credit cards does open the door for more benefits. Not only can you claim deals and discounts offered by the bank or credit card provider, but you also stand to earn reward points or miles on your hotel stay, which can help discount future purchases.
Credit card payments are generally safer as well, as any problems incurred during payment concern the bank or credit card provider in question as well.
How do I get the best discount on a hotel?
As mentioned above, certain hacks that can be used to source discounts and similar deals would be to join hotel chain loyalty programmes, subscribe to a hotel’s newsletter, sign up for a hotel chain’s credit card, and compare multiple websites.
Methods of reducing the price of your stay include choosing non-refundable rates, and using rewards points or air miles to cover your hotel-related expenses.
What are the benefits of using hotel credit cards?
With a hotel credit card, you can enjoy benefits such as extra rewards points, free stays, discounts at the hotel’s F&B outlets, and no foreign transaction fees.
Do I need a credit card for a hotel?
No. It is not necessary to make hotel payments using credit cards. You can use a debit card, digital wallets, rewards points, airmiles, and in rare cases, even cryptocurrency.
about_the_author
SingSaver Team
At SingSaver, we make personal finance accessible with easy to understand personal finance reads, tools and money hacks that simplify all of life’s financial decisions for you.