Best iPad Credit Card 2024 Guide: Cashback & Miles Options Galore

If you're planning to buy an iPad, why not get more out of your purchase? 

Whether it’s for work, entertainment, or boosting your productivity, choosing the right credit card can add value by earning cashback, miles, or other rewards. 

In 2024, there are plenty of credit cards in Singapore that offer attractive perks for electronic purchases. This guide will help you find the best credit card for your iPad purchase, so you can make the most of your spending and enjoy extra benefits along the way.

Summary: Best Credit Cards iPad Guide (2024) - Cashback & Miles to Buy iPads

When selecting the best credit card for your iPad purchase, it’s important to consider whether you prefer cashback or miles. Here’s a quick overview of the top options for both categories:

Best Credit Cards to Buy iPad in Singapore: Cashback

If your focus is on getting cashback from your iPad purchase, these cards offer some of the best returns:

1. DBS Live Fresh Card

The DBS Live Fresh Card offers up to 6% cashback on online shopping, including purchases from the Apple Store. There’s a minimum monthly spend of S$800 and a cashback cap of S$70 per month, with S$50 dedicated to shopping and S$20 for transport​. This works out to ~S$833 monthly spend for shopping and ~S$333 for transport.

2. Citi SMRT Card

If you’re looking for big ticket cashback, the Citi SMRT Card offers 5% cashback on online purchases, provided you meet the minimum monthly spend of S$500. This card is especially great for big ticket items as this card has an annual cap of S$600. This means you can spend S$12,000 on this card and still get cashback as the cap renews annually.

3. HSBC Advance Credit Card

This card provides up to 2.5% cashback on purchases when you spend over S$2,000 in a calendar month. For lower spends, it offers 1.5% cashback. The cashback is capped at S$70 per month​ or S$2,800 monthly spend.

Best Credit Cards to Buy iPad in Singapore: Miles

1. KrisFlyer UOB Credit Card

This card gives 3 miles per dollar on online retail, making it an excellent choice for travellers looking to earn miles while purchasing an iPad. Given the cost of an iPad, you can quickly accumulate miles for your next trip​.

2. Citi Rewards Card

Earn 10X rewards (equivalent to 4 miles per dollar) on online purchases with the Citi Rewards Card. This makes it a fantastic option for those who regularly shop for electronics online​.

3. DBS Woman’s World Card

With 4 miles per dollar on online purchases, this card is ideal for frequent online shoppers aiming to rack up miles while upgrading their tech​.

4. HSBC Revolution Card

Offering 4 miles per dollar on online retail, this card is perfect for those who want to accumulate miles without paying an annual fee​.

5. UOB Preferred Platinum Visa

The UOB Visa Signature Card offers 4 miles per dollar (10X UNI$ for every S$5) on overseas transactions, including foreign currency online purchases, as well as contactless payments. This makes it a strong option for those who want to maximise rewards on large iPad purchases​ in-store.

Credit Card iPad Promotions in Singapore

Credit card promotions are always changing, but they’re worth keeping an eye on to ensure you get the best deal on your iPad. Here are some promotions to watch for in 2024:

• 0% Instalment Plans: Banks like DBS and Citi offer interest-free instalment plans for Apple products, allowing you to spread out payments over 12 or 24 months without incurring additional fees​. But take not that you’ll lose out on crest card rewards.
• Bonus Miles Promotions: KrisFlyer UOB and HSBC Revolution cards may offer bonus miles on electronics purchases during specific periods, such as Apple product launches​.

How to Maximise Rewards/Points/Miles When Buying iPads With Credit Cards 

Maximising the rewards on your iPad purchase requires a little planning. Here are some tips:

1. Split Purchases to Maximise Cashback: If you ask nicely, the Apple Store employees are generally happy to let you split your purchases. For example, if you’re aiming for cashback, use the DBS Live Fresh Card for online shopping up to the cashback cap, and then switch to the HSBC Advance Card for additional purchases​.
2. Use Partner Store Deals: Some credit cards offer additional rewards when used at partner stores. KrisFlyer UOB Credit Card, for instance, provides extra miles when used at Kris+ partner retailers​.

Leverage 0% Instalment Plans: For larger purchases like an iPad, spreading out payments using a 0% instalment plan helps manage your cash flow while still earning rewards​.