Card	Earn Rate	Notes
Citi Rewards Card	4 mpd	pair with Amaze card capped at S$1,000 per statement month
DBS Vantage Card	1.5 mpd	no min. spend or cap
SCB Visa Infinite Card	1.4 mpd	with min. spend of S$2,000 per statement month
UOB Visa Infinite Metal Card	1.4 mpd	no. min spend or cap
UOB PRVI Miles Card Amex \| Mastercard \| Visa	1.4 mpd	no min. spend or cap
OCBC 90°N Card Mastercard \| Visa	1.3 mpd	no min. spend or cap
DBS Altitude Card Amex \| Visa	1.3 mpd	no min. spend or cap
Citi PremierMiles Card	1.2 mpd	no min. spend or cap
HSBC TravelOne Card	1.2 mpd	no min. spend or cap
Standard Chartered Journey Card	1.2 mpd	no min. spend or cap
AMEX KrisFlyer Ascend Card	1.2 mpd	no min. spend or cap
KrisFlyer UOB Card	1.2 mpd	no min. spend or cap
AMEX KrisFlyer Card	1.1 mpd	no min. spend or cap

Card	Earn Rate	Notes
Citi Rewards Card	4 mpd	pair with Amaze card (no foreign conversion fees) capped at S$1,000 per statement month
SCB Visa Infinite Card	3 mpd	with min. spend of S$2,000 per statement month
SCB Rewards+ Card	2.9 mpd	capped at S$2,200 overseas spend per membership year
Maybank Horizon Visa Signature Card	2.8 mpd	with min. spend of S$800 per calendar month no cap to bonus miles
HSBC TravelOne Card	2.4 mpd	no min. spend or cap
UOB PRVI Miles Card Amex \| Mastercard \| Visa	2.4 mpd	no min. spend or cap
UOB Visa Infinite Card	2.4 mpd	no min. spend or cap
DBS Vantage Card	2.2 mpd	no min. spend or cap
DBS Altitude Card Amex \| Visa	2.2 mpd	no min. spend or cap
OCBC 90°N Card Mastercard \| Visa	2.1 mpd	no min. spend or cap
Citi PremierMiles Card	2.2 mpd (or 4 mpd)	no min. spend or cap (with minimum spend and cap of S$5,000 per calendar month)
Standard Chartered Journey Card	2 mpd	no min. spend or cap
AMEX KrisFlyer Ascend Card	1.2 mpd	no min. spend or cap

Card	Earn Rate	Notes
UOB Lady's Card	4 mpd	must select Dining as enrolled category capped at S$1,000 per calendar month
UOB Lady's Solitaire Card	6 mpd	must select Dining as enrolled category capped at S$2,000 per calendar month
HSBC Revolution Card	4 mpd	for online transactions only capped at S$1,000 per calendar month
Maybank World Mastercard	4 mpd	on select merchants via TREATS SG app
KrisFlyer UOB Card	3 mpd	with min. S$800 annual spend on Singapore Airlines, Scoot and KrisShop

Card	Earn Rate	Notes
UOB Lady's Card	4 mpd	must select Dining as enrolled category capped at S$1,000 per calendar month
UOB Lady's Solitaire Card	4 mpd	must select Dining as enrolled category capped at S$2,000 per calendar month
Citi Rewards Card	4 mpd	capped at S$1,000 per statement month
HSBC Revolution Card	4 mpd	capped at S$1,000 per calendar month
DBS Woman's World Card	4 mpd	capped at S$1,500 per month
KrisFlyer UOB Card	3 mpd	with min. S$800 annual spend on Singapore Airlines, Scoot and KrisShop
Standard Chartered Journey Card	3 mpd	capped at S$1,000 per statement month

Card	Earn Rate	Notes
Citi Rewards Card	4 mpd	capped at S$1,000 per statement month
HSBC Revolution Card	4 mpd	capped at S$1,000 per calendar month
OCBC Rewards Card	4 mpd	capped at S$1,110 per calendar month Earn 6 mpd at Watsons, department stores or duty-free shops from 1 Apr to 30 Jun 2024
DBS Woman's World Card	4 mpd	capped at S$1,500 per month
KrisFlyer UOB Card	3 mpd	with min. S$800 annual spend on Singapore Airlines, Scoot and KrisShop

Card	Earn Rate	Notes
UOB Lady's Card	4 mpd	must select Fashion as enrolled category capped at S$1,000 per calendar month
UOB Lady's Solitaire Card	6 mpd	must select Fashion as enrolled category capped at S$2,000 per calendar month
Citi Rewards Card	4 mpd	capped at S$1,000 per statement month
OCBC Rewards Card	4 mpd	capped at S$1,110 per calendar month Earn 6 mpd at Watsons, department stores or duty-free shops from 1 Jul to 31 Dec 2024

Card	Earn Rate	Notes
Citi PremierMiles Card	10 mpd on Kaligo 7.2 mpd on Agoda	-
DBS Altitude Card Amex \| Visa	5 mpd on online travel bookings	-
UOB PRVI Miles Card Amex \| Mastercard \| Visa	up to 6.6 mpd on Agoda and Expedia	-
OCBC 90°N Card Mastercard \| Visa	7 mpd on Agoda	-
UOB Lady's Card	4 mpd	must select Travel as enrolled category capped at S$1,000 per calendar month
UOB Lady's Solitaire Card	6 mpd	must select Travel as enrolled category capped at S$2,000 per calendar month
DBS Vantage Card	3 mpd on Expedia	-
HSBC Revolution Card	4 mpd	online transactions only, capped at S$1,000 per calendar month
KrisFlyer UOB Card	3 mpd	with min. S$800 annual spend on Singapore Airlines, Scoot and KrisShop

Card	Earn Rate	Notes
UOB PRVI Miles Card Amex \| Mastercard \| Visa	6 mpd on Expedia	-
UOB Lady's Card	4 mpd	must select Travel as enrolled category capped at S$1,000 per calendar month
UOB Lady's Solitaire Card	6 mpd	must select Travel as enrolled category capped at S$2,000 per calendar month
DBS Altitude Card Amex \| Visa	5 mpd on Agoda	-
DBS Vantage Card	3 mpd on Expedia	-
HSBC Revolution Card	4 mpd	online transaction only, capped at S$1,000 per calendar month
DBS Woman's World Card	4 mpd	capped at S$1,500 per month
KrisFlyer UOB Card	3 mpd	with min. S$800 annual spend on Singapore Airlines, Scoot and KrisShop
Maybank Horizon Visa Signature Card	2.8 mpd	with S$800 min. spend and capped at S$10,000 per calendar month
AMEX KrisFlyer Ascend Card	2 mpd	no min. spend or cap
AMEX KrisFlyer Card	2 mpd	no min. spend or cap

Card	Earn Rate	Notes
UOB Lady's Card	4 mpd	must select Transport as enrolled category capped at S$1,000 per calendar month
UOB Lady's Solitaire Card	6 mpd	must select Transport as enrolled category capped at S$2,000 per calendar month
Maybank World Mastercard	4 mpd	-

Card	Earn Rate	Notes
UOB Lady's Card	4 mpd	must select Transport as enrolled category capped at S$1,000
UOB Lady's Solitaire Card	6 mpd	must select Transport as enrolled category capped at S$2,000 per calendar month
SCB Smart Card	5.6 mpd	capped at S$818 per calendar month
KrisFlyer UOB Card	3 mpd	with min. S$800 annual spend on Singapore Airlines, Scoot and KrisShop
Standard Chartered Journey Card	3mpd	online transactions only capped at S$1,000 per statement month

At SingSaver, we are big advocates that you should save and invest your money wisely. That's also why it's critical to understand what kind of spender you are and where most of your money goes each month so you can choose the best credit card perks to suit your lifestyle. Food? Groceries? Shopping? Travel? Only then can you identify the right credit card and maximise its benefits.

Air miles credit cards are one of our favourite methods of earning as you spend — earn air miles with every purchase and redeem them for travel flights, seat upgrades and even hotel and car rental discounts. That is the essence of travel hacking — flying further for cheaper.

So if earning frequent flyer miles is your thing, then here are the best air miles credit cards to consider! You can also check out some travel hacks here and browse the best travel credit cards in Singapore to maximise your travel budget even more.

Table of Contents

Introduction
Find the Best Cards for Your Needs
Most Versatile Miles Cards in Singapore
Best Miles Card for Local/General Spend
Best Miles Card for Overseas Spend
Best Miles Card for Dining
Best Miles Card for Food Delivery
Best Miles Card for Online Transactions
Best Miles Card for Offline Shopping
Best Miles Card for Hotel Bookings
Best Miles Card for Air Tickets
Best Miles Card for Petrol
Best Miles Card for Public Transport
Best Miles Card for Earning KrisFlyer Miles
Frequently Asked Questions (FAQ)

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Product	Min. Annual Income	Earn Rate	Bonus Earn Rate	Promotion
Citi Rewards Card	S$ 30,000	0.4 mpd on all spend	4 mpd on local spend (when paired with amaze card) 4 mpd on shopping and online spend (except travel) 4 mpd on overseas spend (when paired with amaze card) Capped at S$1,000 per statement month	🪙SingSaver Cash Quest🪙 ⬆️Reward Upgrade Campaign⬆️ 🚀Fastest Rewards Fulfilment🚀 Get a Dyson Supersonic or an Apple iPad 10th Gen 10.9 wifi 64GB or a Dyson Micro 1.5kg Vacuum or an Apple AirPods Pro Gen 2 + Magsafe Charger or a S$400 Cash via PayNow upon fulfilling all promotion criteria.
Citi PremierMiles Card	S$30,000	1.2 mpd on local spend 2.2 mpd / 4 mpd* on overseas spend *with min. spend and cap of S$5,000 per calendar month	10 mpd on Kaligo 7.2 mpd on Agoda	🪙SingSaver Cash Quest🪙 ⬆️Reward Upgrade Campaign⬆️ 🚀Fastest Rewards Fulfilment🚀 📣ONLY AVAILABLE ON SINGSAVER📣 Get a Dyson Supersonic or an Apple iPad 10th Gen 10.9 wifi 64GB or a Samsonite Straren Spinner 67/24 + 2X AirTag or 58,000 Yuu Points or S$400 Cash via PayNow upon fulfilling all promotion criteria. Plus, get an additional S$100 eCapitaVoucher when you open a Citi Citigold Account. T&Cs apply.
UOB Lady's Card	S$ 30,000	0.4 mpd on local spend 0.4 mpd on overseas spend	4 mpd on 1 of 7 enrolled categories Capped at S$1,000 per calendar month	🪙SingSaver Cash Quest🪙 ✨Daily Luck Draw✨ Receive up to S$1,050 cash on top of welcome offers upon fulfilling all promotion criteria.
UOB PRVI Miles American Express Card	S$30,000	1.4 mpd on local spend 2.4 mpd on overseas spend	6 mpd on Expedia 6.6 mpd on Agoda and UOB Travel	✨Daily Luck Draw✨ Receive up to S$1,050 cash on top of up to 58,000 miles welcome offer upon fulfilling all promotion criteria.
UOB PRVI Miles Visa Card	S$30,000	1.4 mpd on local spend 2.4 mpd on overseas spend	6 mpd on Expedia 6.6 mpd on Agoda and UOB Travel	✨Daily Luck Draw✨ Receive up to S$1,050 cash on top of up to 58,000 miles welcome offer upon fulfilling all promotion criteria.
UOB PRVI Miles World MasterCard	S$30,000	1.4 mpd on local spend 2.4 mpd on overseas spend	6 mpd on Expedia 6.6 mpd on Agoda and UOB Travel	✨Daily Luck Draw✨ Receive up to S$1,050 cash on top of up to 58,000 miles welcome offer upon fulfilling all promotion criteria.
DBS Altitude American Express Card	S$30,000	1.3 mpd on local spend 2.2 mpd on overseas spend	5 mpd on online travel bookings	Get up to 35,000 miles upon fulfilling all promotion criteria.
DBS Altitude Visa Signature Card	S$30,000	1.3 mpd on local spend 2.2 mpd on overseas spend	5 mpd on online travel bookings	Get up to 30,000 miles upon fulfilling all promotion criteria.
Standard Chartered Journey Credit Card	S$30,000	1.2 mpd on local spend 2 mpd on overseas spend	3 mpd on online groceries, food delivery, and transport Capped at S$1,000 per statement month	🪙SingSaver Cash Quest🪙 ⬆️Reward Upgrade Campaign⬆️ 🚀Fastest Rewards Fulfilment🚀 Receive up to 57K Max Miles or a Samsonite Straren Spinner 67/24 or S$200 Lazada Voucher or S$190 Cash via PayNow upon fulfilling all promotion criteria.
KrisFlyer UOB Credit Card	S$30,000	1.2 mpd on local spend 1.2 mpd on overseas spend	3 mpd on dining, food delivery, online shopping and travel, and transport spend (with S$800 annual spend on Singapore Airlines, Scoot, and KrisShop)	✨Daily Luck Draw✨ Receive up to S$1,050 cash on top of up to 31,000 miles plus a first-year annual fee waiver welcome offer upon fulfilling all promotion criteria.

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General spending credit cards typically allow you to earn a flat earn rate (between 1.2 to 1.4 miles per S$1 spend) on most transactions. Compared to specialised spending cards, which could help you earn up to 3 to 6 mpd on certain transactions, general spending cards should often be used as a last resort or when you have maxed out or hit the earn cap on your specialised credit cards.

If you meet the minimum annual income requirement, then the DBS Vantage Visa Infinite is your best bet to earn miles on local spending, as it allows you to earn 1.5 mpd on all local spending.

Otherwise, any of the UOB PRVI Miles Cards will make a viable substitute, allowing cardholders to earn 1.4 mpd on all local spending.

Do note that the Citi Rewards Card is an exception when paired with the amaze card. It turns all local spending into online transactions. However, the earn rate is capped at S$1,000 per month.

Product	Min. Annual Income	Earn Rate	Bonus Earn Rate	Promotion
Citi Rewards Card	S$30,000	4 mpd on local spend (when paired with amaze card) 4 mpd on overseas spend (when paired with amaze card)	4 mpd on shopping and online spend (except travel) Capped at S$1,000 per statement month	🪙SingSaver Cash Quest🪙 ⬆️Reward Upgrade Campaign⬆️ 🚀Fastest Rewards Fulfilment🚀 Get a Dyson Supersonic or an Apple iPad 10th Gen 10.9 wifi 64GB or a Dyson Micro 1.5kg Vacuum or an Apple AirPods Pro Gen 2 + Magsafe Charger or a S$400 Cash via PayNow upon fulfilling all promotion criteria.
DBS Vantage Visa Infinite Card	S$ 120,000	1.5 mpd on local spend 2.2 mpd on overseas spend	3 mpd on Expedia Capped at S$5,000 per month	Get up to 60,000 miles upon fulfilling all promotion criteria.
UOB PRVI Miles American Express Card	S$30,000	1.4 mpd on local spend 2.4 mpd on overseas spend	6 mpd on Expedia 6.6 mpd on Agoda and UOB Travel	✨Daily Luck Draw✨ Receive up to S$1,050 cash on top of up to 58,000 miles welcome offer upon fulfilling all promotion criteria.
UOB PRVI Miles Visa Card	S$30,000	1.4 mpd on local spend 2.4 mpd on overseas spend	6 mpd on Expedia 6.6 mpd on Agoda and UOB Travel	✨Daily Luck Draw✨ Receive up to S$1,050 cash on top of up to 58,000 miles welcome offer upon fulfilling all promotion criteria.
UOB PRVI Miles World MasterCard	S$30,000	1.4 mpd on local spend 2.4 mpd on overseas spend	6 mpd on Expedia 6.6 mpd on Agoda and UOB Travel	✨Daily Luck Draw✨ Receive up to S$1,050 cash on top of up to 58,000 miles welcome offer upon fulfilling all promotion criteria.
Standard Chartered Visa Infinite Credit Card	S$ 150,000	1.4 mpd on local spend 3 mpd on overseas spend	-	-
UOB Visa Infinite Metal Card	S$120,000	1.4 mpd on local spend 2.4 mpd on overseas spend	-	-
DBS Altitude American Express Card	S$30,000	1.3 mpd on local spend 2.2 mpd on overseas spend	5 mpd on online travel bookings	Get up to 35,000 miles upon fulfilling all promotion criteria.
DBS Altitude Visa Signature Card	S$30,000	1.3 mpd on local spend 2.2 mpd on overseas spend	5 mpd on online travel bookings	Get up to 30,000 miles upon fulfilling all promotion criteria.
OCBC 90°N Mastercard	S$30,000	1.3 mpd on local spend 2.1 mpd on overseas spend	7 mpd on Agoda	No ongoing promotions.
OCBC 90°N Visa Card	S$30,000	1.3 mpd on local spend 2.1 mpd on overseas spend	7 mpd on Agoda	No ongoing promotions.
Citi PremierMiles Card	S$30,000	1.2 mpd on local spend 2.2 mpd / 4 mpd* on overseas spend *with min. spend and cap of S$5,000 per calendar month	10 mpd on Kaligo 7.2 mpd on Agoda	🪙SingSaver Cash Quest🪙 ⬆️Reward Upgrade Campaign⬆️ 🚀Fastest Rewards Fulfilment🚀 📣ONLY AVAILABLE ON SINGSAVER📣 Get a Dyson Supersonic or an Apple iPad 10th Gen 10.9 wifi 64GB or a Samsonite Straren Spinner 67/24 + 2X AirTag or 58,000 Yuu Points or S$400 Cash via PayNow upon fulfilling all promotion criteria. Plus, get an additional S$100 eCapitaVoucher when you open a Citi Citigold Account. T&Cs apply.
HSBC TravelOne Credit Card	S$30,000	1.2 mpd on local spend 2.4 mpd on overseas spend	-	Get an Apple Watch SE (GEN 2) GPS 44mm or Apple Bundle - Apple AirPods 4 w/ ANC + AirTag 4 Pack or 17,000 Max Miles or S$199 cash via PayNow upon fulfilling all promotion criteria.
Standard Chartered Journey Credit Card	S$30,000	1.2 mpd on local spend 2 mpd on overseas spend	3 mpd on online groceries, food delivery and transport Capped at S$1,000 per statement month	🪙SingSaver Cash Quest🪙 ⬆️Reward Upgrade Campaign⬆️ 🚀Fastest Rewards Fulfilment🚀 Receive up to 57K Max Miles or a Samsonite Straren Spinner 67/24 or S$200 Lazada Voucher or S$190 Cash via PayNow upon fulfilling all promotion criteria.
American Express Singapore Airlines KrisFlyer Ascend Credit Card	S$50,000	1.2 mpd on local spend 1.2 mpd on overseas spend	3.3 mpd* on Grab 2 mpd on Singapore Airlines and KrisShop *Capped at S$200 each month	Get up to 38,000 KrisFlyer miles (enough to redeem a return trip to Taipei on Singapore Airlines) + S$50 eCapitaVoucher when you fulfil all promotion criteria.
KrisFlyer UOB Credit Card	S$30,000	1.2 mpd on local spend 1.2 mpd on overseas spend	3 mpd on dining, food delivery, online shopping and travel, and transport spend (with S$800 annual spend on Singapore Airlines, Scoot, and KrisShop)	✨Daily Luck Draw✨ Receive up to S$1,050 cash on top of up to 31,000 miles plus a first-year annual fee waiver welcome offer upon fulfilling all promotion criteria.
American Express Singapore Airlines KrisFlyer Credit Card	S$30,000	1.1 mpd on local spend 1.1 mpd on overseas spend	3.3 mpd* on Grab 2 mpd on Singapore Airlines and KrisShop *Capped at S$200 each month	Get up to 17,000 KrisFlyer miles (enough to redeem a return flight to Bali) + S$50 eCapitaVoucher when you fulfil all promotion criteria.

These credit cards specialise in overseas spending, allowing you to earn extra miles or rewards points whenever you complete an offline or online transaction in a foreign currency.

If you are worried about foreign conversion fees or can’t decide between cash vs credit card vs multicurrency card for your overseas spend, you should consider the popular Citi Rewards + amaze card combo, which converts overseas transactions into SGD. Plus, it converts all eligible offline spending to online transactions. Therefore, when paired with the Citi Rewards Card, you're actually earning 4 mpd on most of your purchases, even for local spending.

Remember to note the conditions to earn those bonus points, such as minimum spending requirements and the spending categories for each respective card.

Product	Min. Annual Income	Earn Rate	Bonus Earn Rate	Promotion
Citi Rewards Card	S$ 30,000	4 mpd on local spend (when paired with amaze card) 4 mpd on overseas spend (when paired with amaze card)	4 mpd on shopping and online spend (except travel) Capped at S$1,000 per statement month	🪙SingSaver Cash Quest🪙 ⬆️Reward Upgrade Campaign⬆️ 🚀Fastest Rewards Fulfilment🚀 Get a Dyson Supersonic or an Apple iPad 10th Gen 10.9 wifi 64GB or a Dyson Micro 1.5kg Vacuum or an Apple AirPods Pro Gen 2 + Magsafe Charger or a S$400 Cash via PayNow upon fulfilling all promotion criteria.
Standard Chartered Visa Infinite Credit Card	S$ 150,000	1.4 mpd on local spend (with min. monthly spend of S$2,000) 3 mpd on overseas spend (with min. monthly spend of S$2,000)	-	-
Standard Chartered Rewards+ Credit Card	S$ 30,000	1.45 mpd on local spend (dining only) 2.9 mpd* on overseas spend *capped at S$2,200 overseas spend per membership year	-	🪙SingSaver Cash Quest🪙 ⬆️Reward Upgrade Campaign⬆️ Get a Flujo BEA Ergonomic Office Chair or an Apple AirPods 4 (with Active Noise Cancellation) or S$280 Lazada Voucher upon fulfilling all promotion criteria.
Maybank Horizon Visa Signature Card	S$30,000	up to 1.2 mpd on local spend 1.2 mpd* on overseas spend *if the min. spend of S$800 is not met	2.8 mpd* on air tickets and overseas spend (with min. S$800 spend per calendar month) *Capped at S$10,000 for air tickets each month, no cap for overseas spend	Get 10,000 KrisFlyer Miles (in the form of 25,000 TREATS Points) or a Samsonite ENOW Spinner 69/25 EXP or a S$200 cashback upon fulfilling all promotion criteria.
HSBC TravelOne Credit Card	S$ 30,000	1.2 mpd on local spend 2.4 mpd on overseas spend	-	Get an Apple Watch SE (GEN 2) GPS 44mm or Apple Bundle - Apple AirPods 4 w/ ANC + AirTag 4 Pack or 17,000 Max Miles or S$199 cash via PayNow upon fulfilling all promotion criteria.
UOB PRVI Miles American Express Card	S$30,000	1.4 mpd on local spend 2.4 mpd on overseas spend	6 mpd on Expedia 6.6 mpd on Agoda and UOB Travel	✨Daily Luck Draw✨ Receive up to S$1,050 cash on top of up to 58,000 miles welcome offer upon fulfilling all promotion criteria.
UOB PRVI Miles Visa Card	S$30,000	1.4 mpd on local spend 2.4 mpd on overseas spend	6 mpd on Expedia 6.6 mpd on Agoda and UOB Travel	✨Daily Luck Draw✨ Receive up to S$1,050 cash on top of up to 58,000 miles welcome offer upon fulfilling all promotion criteria.
UOB PRVI Miles World MasterCard	S$30,000	1.4 mpd on local spend 2.4 mpd on overseas spend	6 mpd on Expedia 6.6 mpd on Agoda and UOB Travel	✨Daily Luck Draw✨ Receive up to S$1,050 cash on top of up to 58,000 miles welcome offer upon fulfilling all promotion criteria.
UOB Visa Infinite Metal Card	S$120,000	1.4 mpd on local spend 2.4 mpd on overseas spend	-	-
Citi PremierMiles Card	S$30,000	1.2 mpd on local spend 2.2 mpd / 4 mpd* on overseas spend *with min. spend and cap of S$5,000 per calendar month	10 mpd on Kaligo 7.2 mpd on Agoda	🪙SingSaver Cash Quest🪙 ⬆️Reward Upgrade Campaign⬆️ 🚀Fastest Rewards Fulfilment🚀 📣ONLY AVAILABLE ON SINGSAVER📣 Get a Dyson Supersonic or an Apple iPad 10th Gen 10.9 wifi 64GB or a Samsonite Straren Spinner 67/24 + 2X AirTag or 58,000 Yuu Points or S$400 Cash via PayNow upon fulfilling all promotion criteria. Plus, get an additional S$100 eCapitaVoucher when you open a Citi Citigold Account. T&Cs apply.
DBS Vantage Visa Infinite Card	S$120,000	1.5 mpd on local spend 2.2 mpd on overseas spend	3 mpd on Expedia Capped at S$5,000 per month	Get up to 60,000 miles upon fulfilling all promotion criteria.
DBS Altitude American Express Card	S$30,000	1.3 mpd on local spend 2.2 mpd on overseas spend	5 mpd on online travel bookings	Get up to 35,000 miles upon fulfilling all promotion criteria.
DBS Altitude Visa Signature Card	S$30,000	1.3 mpd on local spend 2.2 mpd on overseas spend	5 mpd on online travel bookings	Get up to 30,000 miles upon fulfilling all promotion criteria.
OCBC 90°N Mastercard	S$30,000	1.3 mpd on local spend 2.1 mpd on overseas spend	7 mpd on Agoda	No ongoing promotions.
OCBC 90°N Visa Card	S$30,000	1.3 mpd on local spend 2.1 mpd on overseas spend	7 mpd on Agoda	No ongoing promotions.
Standard Chartered Journey Credit Card	S$30,000	1.2 mpd on local spend 2 mpd on overseas spend	3 mpd on online groceries, food delivery and transport Capped at S$1,000 per statement month	🪙SingSaver Cash Quest🪙 ⬆️Reward Upgrade Campaign⬆️ 🚀Fastest Rewards Fulfilment🚀 Receive up to 57K Max Miles or a Samsonite Straren Spinner 67/24 or S$200 Lazada Voucher or S$190 Cash via PayNow upon fulfilling all promotion criteria.

Do you live to eat? If your answer is a resounding "yes", consider using these miles credit cards that double as the best dining credit cards in Singapore to enjoy a bonus earn rate every time you treat yourself to a mouthwatering meal.

The UOB Lady's and Lady's Solitaire cards are favoured amongst miles chasers as they allow you to earn 6 mpd on Dining transactions, provided it is selected as one of your preferred/enrolled categories. Despite their name, they are available for both men and women!

If you prefer something more versatile, then the HSBC Revolution Card is a safer bet as it allows you to earn 4 mpd on all contactless spending, including payments through Apple Pay and Google Pay. It also comes with complimentary access to ENTERTAINER with HSBC, allowing you to get more bang for your buck while dining out.

Product	Min. Annual Income	Earn Rate	Bonus Earn Rate	Promotion
UOB Lady's Solitaire Card	S$ 120,000	0.4 mpd on local spend 0.4 mpd on overseas spend	6 mpd must select Dining as enrolled category Capped at S$2,000 per calendar month	No ongoing promotions.
UOB Lady's Card	S$ 30,000	0.4 mpd on local spend 0.4 mpd on overseas spend	4 mpd must select Dining as enrolled category Capped at S$1,000 per calendar month	🪙SingSaver Cash Quest🪙 ✨Daily Luck Draw✨ Receive up to S$1,050 cash on top of welcome offers upon fulfilling all promotion criteria.
HSBC Revolution Credit Card	S$ 30,000	0.4 mpd on local spend 0.4 mpd on overseas spend	4 mpd on online spend Capped at S$1,000 per calendar month	Get a Dyson Micro 1.5kg Vacuum or Apple Watch SE (GEN 2) GPS 44mm or Apple Bundle - Apple AirPods 4 w/ ANC + AirTag 4 Pack or 17,000 Max Miles or S$199 cash via PayNow upon fulfilling all promotion criteria.
Maybank World MasterCard	S$ 80,000	0.4 mpd on local spend 0.4 mpd on overseas spend	4 mpd on select merchants via TREATS SG app	Get 10,000 KrisFlyer Miles (in the form of 25,000 TREATS Points) or a Samsonite ENOW Spinner 69/25 EXP or a S$200 cashback upon fulfilling all promotion criteria.
KrisFlyer UOB Credit Card	S$30,000	1.2 mpd on local spend 1.2 mpd on overseas spend	3 mpd on dining, food delivery, online shopping and travel, and transport spend (with S$800 annual spend on Singapore Airlines, Scoot, and KrisShop)	✨Daily Luck Draw✨ Receive up to S$1,050 cash on top of up to 31,000 miles plus a first-year annual fee waiver welcome offer upon fulfilling all promotion criteria.

Prefer dining from the comforts of your own home? No worries, there are several miles credit cards that offer bonus miles on food deliveries.

Once again, the UOB Lady's and Lady's Solitaire cards are preferred as they allow you to earn 6 mpd on all food deliveries if you have selected Dining as your enrolled category.

Other alternatives include the DBS Woman's World Card, the Citi Rewards Card, and the HSBC Revolution Card. All three cards allow you to earn 4 mpd on food deliveries, which count as online spending.

Product	Min. Annual Income	Earn Rate	Bonus Earn Rate	Promotion
UOB Lady's Solitaire Card	S$ 120,000	0.4 mpd on local spend 0.4 mpd on overseas spend	6 mpd must select Dining as enrolled category Capped at S$2,000 calendar month	No ongoing promotions.
UOB Lady's Card	S$ 30,000	0.4 mpd on local spend 0.4 mpd on overseas spend	4 mpd must select Dining as enrolled category Capped at S$1,000 per calendar month	🪙SingSaver Cash Quest🪙 ✨Daily Luck Draw✨ Receive up to S$1,050 cash on top of welcome offers upon fulfilling all promotion criteria.
Citi Rewards Card	S$ 30,000	4 mpd on local spend (when paired with amaze card) 4 mpd on overseas spend (when paired with amaze card)	4 mpd on shopping and online spend (except travel) Capped at S$1,000 per statement month	🪙SingSaver Cash Quest🪙 ⬆️Reward Upgrade Campaign⬆️ 🚀Fastest Rewards Fulfilment🚀 Get a Dyson Supersonic or an Apple iPad 10th Gen 10.9 wifi 64GB or a Dyson Micro 1.5kg Vacuum or an Apple AirPods Pro Gen 2 + Magsafe Charger or a S$400 Cash via PayNow upon fulfilling all promotion criteria.
HSBC Revolution Credit Card	S$ 30,000	0.4 mpd on local spend 0.4 mpd on overseas spend	4 mpd on online spend Capped at S$1,000 per calendar month	Get a Dyson Micro 1.5kg Vacuum or Apple Watch SE (GEN 2) GPS 44mm or Apple Bundle - Apple AirPods 4 w/ ANC + AirTag 4 Pack or 17,000 Max Miles or S$199 cash via PayNow upon fulfilling all promotion criteria.
DBS Woman's World Card	S$80,000	0.4 mpd on local spend 1.2 mpd on overseas spend	4 mpd on online spend (both local & overseas) Capped at S$1,500 per calendar month	-
KrisFlyer UOB Credit Card	S$30,000	1.2 mpd on local spend 1.2 mpd on overseas spend	3 mpd on dining, food delivery, online shopping and travel, and transport spend (with S$800 annual spend on Singapore Airlines, Scoot, and KrisShop)	✨Daily Luck Draw✨ Receive up to S$1,050 cash on top of up to 31,000 miles plus a first-year annual fee waiver welcome offer upon fulfilling all promotion criteria.
Standard Chartered Journey Credit Card	S$30,000	1.2 mpd on local spend 2 mpd on overseas spend	3 mpd on online groceries, food delivery and transport Capped at S$1,000 per statement month	🪙SingSaver Cash Quest🪙 ⬆️Reward Upgrade Campaign⬆️ 🚀Fastest Rewards Fulfilment🚀 Receive up to 57K Max Miles or a Samsonite Straren Spinner 67/24 or S$200 Lazada Voucher or S$190 Cash via PayNow upon fulfilling all promotion criteria.

For all shopaholics, applying for any of these credit cards will help fast-track your frequent flyer game whenever you complete purchases online.

As mentioned previously, the Citi Rewards Card, the HSBC Revolution Card, and DBS Woman's World Card are great additions to any shopaholic's wallet, as long as your shopping haul is made online. They allow you to earn 4 mpd on all online shopping expenses.

If you prefer a card without any cap to the number of miles you can earn, consider the KrisFlyer UOB Card. It allows you to earn an uncapped 3 mpd on online shopping, as long as you make a minimum spend of S$800 on SIA Group transactions in a membership year (Kris+ not included)! The best part? Any KrisFlyer miles earned will automatically be credited to your Singapore Airlines KrisFlyer account!

Product	Min. Annual Income	Earn Rate	Bonus Earn Rate	Promotion
Citi Rewards Card	S$ 30,000	4 mpd on local spend (when paired with amaze card) 4 mpd on overseas spend (when paired with amaze card)	4 mpd on shopping and online spend (except travel) Capped at S$1,000 per statement month	🪙SingSaver Cash Quest🪙 ⬆️Reward Upgrade Campaign⬆️ 🚀Fastest Rewards Fulfilment🚀 Get a Dyson Supersonic or an Apple iPad 10th Gen 10.9 wifi 64GB or a Dyson Micro 1.5kg Vacuum or an Apple AirPods Pro Gen 2 + Magsafe Charger or a S$400 Cash via PayNow upon fulfilling all promotion criteria.
HSBC Revolution Credit Card	S$ 30,000	0.4 mpd on local spend 0.4 mpd on overseas spend	4 mpd on online spend Capped at S$1,000 per calendar month	Get a Dyson Micro 1.5kg Vacuum or Apple Watch SE (GEN 2) GPS 44mm or Apple Bundle - Apple AirPods 4 w/ ANC + AirTag 4 Pack or 17,000 Max Miles or S$199 cash via PayNow upon fulfilling all promotion criteria.
OCBC Rewards Credit Card		0.4 mpd on local spend 0.4 mpd on overseas spend	4 mpd on online and offline shopping 6 mpd on Watsons, department stores or duty-free shops (from 1 Jul - 31 Dec 2024 only) Capped at $1,110 per calendar month	No ongoing promotions.
DBS Woman's World Card	S$80,000	0.4 mpd on local spend 1.2 mpd on overseas spend	4 mpd on online spend (both local & overseas) Capped at S$1,500 per calendar month	-
KrisFlyer UOB Credit Card	S$30,000	1.2 mpd on local spend 1.2 mpd on overseas spend	3 mpd on dining, food delivery, online shopping and travel, and transport spend (with S$800 annual spend on Singapore Airlines, Scoot, and KrisShop)	✨Daily Luck Draw✨ Receive up to S$1,050 cash on top of up to 31,000 miles plus a first-year annual fee waiver welcome offer upon fulfilling all promotion criteria.

Prefer to get your retail therapy done in person? Besides the instant gratification you get from shopping, these miles credit cards will ensure you get the most out of your offline purchases.

By selecting Fashion as your enrolled category, you'll get 6 mpd on your UOB Lady's and Lady's Solitaire cards at departmental, clothing, sports, and shoe stores.

For those who prefer versatility, then the Citi Rewards Card and HSBC Revolution Card are, once again, popular choices. They allow cardholders to earn 4 mpd on shopping and contactless spending.

Product	Min. Annual Income	Earn Rate	Bonus Earn Rate	Promotion
UOB Lady's Solitaire Card	S$ 120,000	0.4 mpd on local spend 0.4 mpd on overseas spend	6 mpd must select Fashion as enrolled category Capped at S$2,000 per calendar month	No ongoing promotions.
UOB Lady's Card	S$ 30,000	0.4 mpd on local spend 0.4 mpd on overseas spend	4 mpd must select Fashion as enrolled category Capped at S$1,000 per calendar month	🪙SingSaver Cash Quest🪙 ✨Daily Luck Draw✨ Receive up to S$1,050 cash on top of welcome offers upon fulfilling all promotion criteria.
Citi Rewards Card	S$ 30,000	4 mpd on local spend (when paired with amaze card) 4 mpd on overseas spend (when paired with amaze card)	4 mpd on shopping and online spend (except travel) Capped at S$1,000 per statement month	🪙SingSaver Cash Quest🪙 ⬆️Reward Upgrade Campaign⬆️ 🚀Fastest Rewards Fulfilment🚀 Get a Dyson Supersonic or an Apple iPad 10th Gen 10.9 wifi 64GB or a Dyson Micro 1.5kg Vacuum or an Apple AirPods Pro Gen 2 + Magsafe Charger or a S$400 Cash via PayNow upon fulfilling all promotion criteria.
HSBC Revolution Credit Card	S$ 30,000	0.4 mpd on local spend 0.4 mpd on overseas spend	4 mpd on online spend Capped at S$1,000 per calendar month	Get a Dyson Micro 1.5kg Vacuum or Apple Watch SE (GEN 2) GPS 44mm or Apple Bundle - Apple AirPods 4 w/ ANC + AirTag 4 Pack or 17,000 Max Miles or S$199 cash via PayNow upon fulfilling all promotion criteria.
OCBC Rewards Credit Card		0.4 mpd on local spend 0.4 mpd on overseas spend	4 mpd on online and offline shopping 6 mpd on Watsons, department stores or duty-free shops (from 1 Jul - 31 Dec 2024 only) Capped at $1,110 per calendar month	No ongoing promotions.

Have an upcoming holiday or trip soon? Well, this is your chance to earn up to 10 mpd on booking aggregators like Kaligo, Agoda, and Expedia thanks to the best credit cards for booking hotels.

Credit cards like the Citi PremierMiles Card, DBS Altitude Card, and UOB PRVI Miles Cards are popular choices if you don't mind going through these booking aggregators. They allow cardholders to earn 6 to 10 mpd depending on the credit card of choice.

If you prefer a direct booking from the hotel, the UOB Lady's and Lady's Solitaire cards are also solid choices, allowing you to earn 6 mpd as long as you set your enrolled category to Travel.

Product	Min. Annual Income	Earn Rate	Bonus Earn Rate	Promotion
Citi PremierMiles Card	S$30,000	1.2 mpd on local spend 2.2 mpd / 4 mpd* on overseas spend *with min. spend and cap of S$5,000 per calendar month	10 mpd on Kaligo 7.2 mpd on Agoda	🪙SingSaver Cash Quest🪙 ⬆️Reward Upgrade Campaign⬆️ 🚀Fastest Rewards Fulfilment🚀 📣ONLY AVAILABLE ON SINGSAVER📣 Get a Dyson Supersonic or an Apple iPad 10th Gen 10.9 wifi 64GB or a Samsonite Straren Spinner 67/24 + 2X AirTag or 58,000 Yuu Points or S$400 Cash via PayNow upon fulfilling all promotion criteria. Plus, get an additional S$100 eCapitaVoucher when you open a Citi Citigold Account. T&Cs apply.
OCBC 90°N Visa Card	S$30,000	1.3 mpd on local spend 2.1 mpd on overseas spend	7 mpd on Agoda	No ongoing promotions.
OCBC 90°N Mastercard	S$30,000	1.3 mpd on local spend 2.1 mpd on overseas spend	7 mpd on Agoda	No ongoing promotions.
UOB PRVI Miles American Express Card	S$30,000	1.4 mpd on local spend 2.4 mpd on overseas spend	6 mpd on Expedia 6.6 mpd on Agoda and UOB Travel	✨Daily Luck Draw✨ Receive up to S$1,050 cash on top of up to 58,000 miles welcome offer upon fulfilling all promotion criteria.
UOB PRVI Miles Visa Card	S$30,000	1.4 mpd on local spend 2.4 mpd on overseas spend	6 mpd on Expedia 6.6 mpd on Agoda and UOB Travel	✨Daily Luck Draw✨ Receive up to S$1,050 cash on top of up to 58,000 miles welcome offer upon fulfilling all promotion criteria.
UOB PRVI Miles World MasterCard	S$30,000	1.4 mpd on local spend 2.4 mpd on overseas spend	6 mpd on Expedia 6.6 mpd on Agoda and UOB Travel	✨Daily Luck Draw✨ Receive up to S$1,050 cash on top of up to 58,000 miles welcome offer upon fulfilling all promotion criteria.
DBS Altitude American Express Card	S$30,000	1.3 mpd on local spend 2.2 mpd on overseas spend	5 mpd on online travel bookings	Get up to 35,000 miles upon fulfilling all promotion criteria.
DBS Altitude Visa Signature Card	S$30,000	1.3 mpd on local spend 2.2 mpd on overseas spend	5 mpd on online travel bookings	Get up to 30,000 miles upon fulfilling all promotion criteria.
UOB Lady's Solitaire Card	S$ 120,000	0.4 mpd on local spend 0.4 mpd on overseas spend	6 mpd must select Travel as enrolled category Capped at S$2,000 per calendar month	No ongoing promotions.
UOB Lady's Card	S$ 30,000	0.4 mpd on local spend 0.4 mpd on overseas spend	4 mpd must select Travel as enrolled category Capped at S$1,000 per calendar month	🪙SingSaver Cash Quest🪙 ✨Daily Luck Draw✨ Receive up to S$1,050 cash on top of welcome offers upon fulfilling all promotion criteria.
HSBC Revolution Credit Card	S$30,000	0.4 mpd on local spend 0.4 mpd on overseas spend	4 mpd on online spend Capped at S$1,000 per calendar month Note: MCCs 4722 (Travel Agencies & Tour Operators) and 7011 (Lodging- Hotels, Motels and Resorts) have been removed from the HSBC Revolution Card's Whitelist.	Get a Dyson Micro 1.5kg Vacuum or Apple Watch SE (GEN 2) GPS 44mm or Apple Bundle - Apple AirPods 4 w/ ANC + AirTag 4 Pack or 17,000 Max Miles or S$199 cash via PayNow upon fulfilling all promotion criteria.
KrisFlyer UOB Credit Card	S$30,000	1.2 mpd on local spend 1.2 mpd on overseas spend	3 mpd on dining, food delivery, online shopping and travel, and transport spend (with S$800 annual spend on Singapore Airlines, Scoot, and KrisShop)	✨Daily Luck Draw✨ Receive up to S$1,050 cash on top of up to 31,000 miles plus a first-year annual fee waiver welcome offer upon fulfilling all promotion criteria.
DBS Vantage Visa Infinite Card	S$ 120,000	1.5 mpd on local spend 2.2 mpd on overseas spend	3 mpd on Expedia Capped at S$5,000 per month	Get up to 60,000 miles upon fulfilling all promotion criteria.

Similar to hotel transactions, another great way to rack up frequent flyer miles is to use the best credit cards for buying airline tickets to purchase your plane ticket via travel aggregators.

For example, the UOB PRVI Miles Cards allow cardholders to earn up to 8 mpd when you purchase your air ticket on Expedia, Agoda and UOB Travel.

Meanwhile, the DBS Altitude Card is another viable option, netting you 10 mpd on Kaligo hotel bookings, 6 mpd on Expedia bookings (flights, hotels, and travel packages), and more recently, 4.3 mpd on Agoda hotel bookings. Talk about an all-rounded credit card for booking all your travel needs! It is also one of a few cards that offer complimentary airport lounge access!

Product	Min. Annual Income	Earn Rate	Bonus Earn Rate	Promotion
UOB PRVI Miles American Express Card	S$30,000	1.4 mpd on local spend 2.4 mpd on overseas spend	6 mpd on Expedia 6.6 mpd on Agoda and UOB Travel	✨Daily Luck Draw✨ Receive up to S$1,050 cash on top of up to 58,000 miles welcome offer upon fulfilling all promotion criteria.
UOB PRVI Miles Visa Card	S$30,000	1.4 mpd on local spend 2.4 mpd on overseas spend	6 mpd on Expedia 6.6 mpd on Agoda and UOB Travel	✨Daily Luck Draw✨ Receive up to S$1,050 cash on top of up to 58,000 miles welcome offer upon fulfilling all promotion criteria.
UOB PRVI Miles World MasterCard	S$30,000	1.4 mpd on local spend 2.4 mpd on overseas spend	6 mpd on Expedia 6.6 mpd on Agoda and UOB Travel	✨Daily Luck Draw✨ Receive up to S$1,050 cash on top of up to 58,000 miles welcome offer upon fulfilling all promotion criteria.
UOB Lady's Solitaire Card	S$ 120,000	0.4 mpd on local spend 0.4 mpd on overseas spend	6 mpd must select Travel as enrolled category Capped at S$2,000 per calendar month	No ongoing promotions.
UOB Lady's Card	S$ 30,000	0.4 mpd on local spend 0.4 mpd on overseas spend	4 mpd must select Travel as enrolled category Capped at S$1,000 per calendar month	🪙SingSaver Cash Quest🪙 ✨Daily Luck Draw✨ Receive up to S$1,050 cash on top of welcome offers upon fulfilling all promotion criteria.
DBS Altitude American Express Card	S$30,000	1.3 mpd on local spend 2.2 mpd on overseas spend	5 mpd on online travel bookings	Get up to 35,000 miles upon fulfilling all promotion criteria.
DBS Altitude Visa Signature Card	S$30,000	1.3 mpd on local spend 2.2 mpd on overseas spend	5 mpd on online travel bookings	Get up to 30,000 miles upon fulfilling all promotion criteria.
HSBC Revolution Credit Card	S$30,000	0.4 mpd on local spend 0.4 mpd on overseas spend	4 mpd on online spend Capped at S$1,000 per calendar month	Get a Dyson Micro 1.5kg Vacuum or Apple Watch SE (GEN 2) GPS 44mm or Apple Bundle - Apple AirPods 4 w/ ANC + AirTag 4 Pack or 17,000 Max Miles or S$199 cash via PayNow upon fulfilling all promotion criteria.
DBS Woman's World Card	S$80,000	0.4 mpd on local spend 1.2 mpd on overseas spend	4 mpd on online spend (both local & overseas) Capped at S$1,500 per calendar month	-
KrisFlyer UOB Credit Card	S$30,000	1.2 mpd on local spend 1.2 mpd on overseas spend	3 mpd on dining, food delivery, online shopping and travel, and transport spend (with S$800 annual spend on Singapore Airlines, Scoot, and KrisShop)	✨Daily Luck Draw✨ Receive up to S$1,050 cash on top of up to 31,000 miles plus a first-year annual fee waiver welcome offer upon fulfilling all promotion criteria.
DBS Vantage Visa Infinite Card	S$ 120,000	1.5 mpd on local spend 2.2 mpd on overseas spend	3 mpd on Expedia Capped at S$5,000 per month	Get up to 60,000 miles upon fulfilling all promotion criteria.
Maybank Horizon Visa Signature Card	S$30,000	up to 1.2 mpd on local spend 1.2 mpd* on overseas spend *if the min. spend of S$800 is not met	2.8 mpd* on air tickets and overseas spend (with min. S$800 spend per calendar month) *Capped at S$10,000 for air tickets each month, no cap for overseas spend	Get 10,000 KrisFlyer Miles (in the form of 25,000 TREATS Points) or a Samsonite ENOW Spinner 69/25 EXP or a S$200 cashback upon fulfilling all promotion criteria.
American Express Singapore Airlines KrisFlyer Ascend Credit Card	S$50,000	1.2 mpd on local spend 1.2 mpd on overseas spend	3.3 mpd* on Grab 2 mpd on Singapore Airlines and KrisShop *Capped at S$200 each month	Get up to 38,000 KrisFlyer miles (enough to redeem a return trip to Taipei on Singapore Airlines) + S$50 eCapitaVoucher when you fulfil all promotion criteria.
American Express Singapore Airlines KrisFlyer Credit Card	S$30,000	1.1 mpd on local spend 1.1 mpd on overseas spend	3.3 mpd* on Grab 2 mpd on Singapore Airlines and KrisShop *Capped at S$200 each month	Get up to 17,000 KrisFlyer miles (enough to redeem a return flight to Bali) + S$50 eCapitaVoucher when you fulfil all promotion criteria.

You may dread it, but petrol is a necessary cost for vehicle ownership in Singapore. Thankfully, the best petrol credit cards in Singapore can help you rack up miles quickly, especially if you refuel your car once a week.

With the UOB Lady's and Lady's Solitaire cards, you can get an earn rate of 6 mpd whenever you visit a petrol station, as long as you select Travel as your enrolled category.

If you can't get your hands on either the UOB Lady's or Lady's Solitaire Card, then the Maybank World Mastercard is an alternative option, allowing you to earn 4 mpd on petrol spend.

Product	Min. Annual Income	Earn Rate	Bonus Earn Rate	Promotion
UOB Lady's Solitaire Card	S$ 120,000	0.4 mpd on local spend 0.4 mpd on overseas spend	6 mpd must select Transport as enrolled category Capped at S$2,000 per calendar month	No ongoing promotions.
UOB Lady's Card	S$ 30,000	0.4 mpd on local spend 0.4 mpd on overseas spend	4 mpd must select Transport as enrolled category Capped at S$1,000 per calendar month	🪙SingSaver Cash Quest🪙 ✨Daily Luck Draw✨ Receive up to S$1,050 cash on top of welcome offers upon fulfilling all promotion criteria.
Maybank World MasterCard	S$ 80,000	0.4 mpd on local spend 0.4 mpd on overseas spend	4 mpd on petrol spend	Get 10,000 KrisFlyer Miles (in the form of 25,000 TREATS Points) or a Samsonite ENOW Spinner 69/25 EXP or a S$200 cashback upon fulfilling all promotion criteria.

Product	Min. Annual Income	Earn Rate	Bonus Earn Rate	Promotion
UOB Lady's Solitaire Card	S$ 120,000	0.4 mpd on local spend 0.4 mpd on overseas spend	6 mpd must select Transport as enrolled category Capped at S$2,000 per calendar month	No ongoing promotions.
Standard Chartered Smart Credit Card	S$ 30,000	0.46 mpd on local spend 0.46 mpd on overseas spend	5.6 mpd on SimplyGo, fast food, coffee and toast, digital subscriptions spend Capped at S$818 per calendar month	🪙SingSaver Cash Quest🪙 ⬆️Reward Upgrade Campaign⬆️ 🚀Fastest Rewards Fulfilment🚀 Get a Flujo BEA Ergonomic Office Chair or an Apple AirPods 4 (with Active Noise Cancellation) or S$280 Lazada Voucher or S$240 Cash via PayNow upon fulfilling all promotion criteria.
UOB Lady's Card	S$ 30,000	0.4 mpd on local spend 0.4 mpd on overseas spend	4 mpd must select Transport as enrolled category Capped at S$1,000 per calendar month	🪙SingSaver Cash Quest🪙 ✨Daily Luck Draw✨ Receive up to S$1,050 cash on top of welcome offers upon fulfilling all promotion criteria.
KrisFlyer UOB Credit Card	S$30,000	1.2 mpd on local spend 1.2 mpd on overseas spend	3 mpd on dining, food delivery, online shopping and travel, and transport spend (with S$800 annual spend on Singapore Airlines, Scoot, and KrisShop)	✨Daily Luck Draw✨ Receive up to S$1,050 cash on top of up to 31,000 miles plus a first-year annual fee waiver welcome offer upon fulfilling all promotion criteria.

If you avidly support Singapore’s national carrier, these are the best credit cards that will allow you to earn KrisFlyer Miles without conversion fees. Your miles will also be credited directly to your Singapore Airlines KrisFlyer account.

For those who rely on ride-hailing services from Grab, you can earn up to 3.2 mpd on every transaction, up to S$200 a month, with the American Express Singapore Airlines KrisFlyer Ascend Card. Another plus point to getting this card is its 5,000 KrisFlyer miles welcome bonus, which you will receive on the very first charge to your card.

If you want something more versatile, consider the KrisFlyer UOB Card, which allows you to earn 3 mpd on dining, food delivery, online shopping and travel, and transport spending. Do note that you will need to have an annual spend of S$800 on the SIA Group to unlock this bonus spend.

Product	Min. Annual Income	Earn Rate	Bonus Earn Rate	Promotion
American Express Singapore Airlines KrisFlyer Ascend Credit Card	S$50,000	1.2 mpd on local spend 1.2 mpd on overseas spend	3.3 mpd* on Grab 2 mpd on Singapore Airlines and KrisShop *Capped at S$200 each month	Get up to 38,000 KrisFlyer miles (enough to redeem a return trip to Taipei on Singapore Airlines) + S$50 eCapitaVoucher when you fulfil all promotion criteria.
American Express Singapore Airlines KrisFlyer Credit Card	S$30,000	1.1 mpd on local spend 1.1 mpd on overseas spend	3.3 mpd* on Grab 2 mpd on Singapore Airlines and KrisShop *Capped at S$200 each month	Get up to 17,000 KrisFlyer miles (enough to redeem a return flight to Bali) + S$50 eCapitaVoucher when you fulfil all promotion criteria.
KrisFlyer UOB Credit Card	S$30,000	1.2 mpd on local spend 1.2 mpd on overseas spend	3 mpd on dining, food delivery, online shopping and travel, and transport spend (with S$800 annual spend on Singapore Airlines, Scoot, and KrisShop)	✨Daily Luck Draw✨ Receive up to S$1,050 cash on top of up to 31,000 miles plus a first-year annual fee waiver welcome offer upon fulfilling all promotion criteria.

How do miles credit cards work?

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Miles credit cards allow you to earn rewards in the form of miles or points on your daily spending. These miles can be redeemed for various travel-related expenses, such as flights tickets, hotel stays, or even upgrades.

Essentially, every time you use your miles credit card for a purchase, you earn a certain number of miles based on the amount spent. Over time, as you accumulate more miles, you can redeem them for travel rewards, allowing you to save money or enjoy additional perks while exploring new destinations.

It's like earning "travel currency" as you spend, which you can later use to offset travel expenses.

How do I convert my credit card or reward points to miles?

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To convert your credit card or rewards points into miles such as KrisFlyer miles, you typically need to follow a few simple steps.

First, check if your credit card offers a miles conversion programme or if your rewards programme includes the option to transfer points to airlines. If it does, you can usually access this feature through the card issuer's website or mobile app.

Once you've logged in, navigate to the rewards or points section and look for the option to convert your points to miles.

Select the airline loyalty programme you wish to transfer your points to, enter the desired amount of points to convert, and confirm the transaction.

The points will then be converted into miles at a predetermined conversion rate, which may vary depending on the credit card or programme. These miles can now be used to book flights, hotel stays, or other travel-related expenses through the airline's rewards program.

Do note that most providers will charge a S$25 - S$27.25 miles conversion fee.

Which credit card is the best for earning KrisFlyer miles?

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Some of the best credit cards to earn KrisFlyer Miles in Singapore are the UOB Lady's Card, the UOB Lady's Solitaire Card, the Citi Rewards Card, the HSBC Revolution Card and DBS Woman's World Card.

These cards are known for their versatility, allowing you to earn bonus miles for common spending categories, like dining, online and contactless spending.

If you prefer owning an SIA-branded card, you can consider the KrisFlyer UOB Card or the American Express Singapore Airlines KrisFlyer Ascend Card. Miles earned with these cards will be credited directly to your KrisFlyer account.

How do I redeem my KrisFlyer miles on Singapore Airlines?

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First, visit the Singapore Airlines website or log in to your KrisFlyer account if you have one.

Look for the section that allows you to redeem miles or book flights using miles. Enter your desired departure and destination cities, along with your travel dates. The website will display available flights and the number of miles required for each option.

Select the flight that suits your preferences and confirm your selection. Follow the prompts to complete the booking process, providing necessary passenger details and any additional information required.

Once your redemption is successful, you will receive a confirmation email, and your miles will be deducted from your account.

Remember to check for any additional fees, taxes, or surcharges that may apply.

How many KrisFlyer miles do I need to accumulate to redeem a flight ticket?

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The number of KrisFlyer miles needed to redeem a flight ticket on Singapore Airlines will vary depending on the award type and cabin class.

Here are the number of KrisFlyer miles needed for some popular destinations (1x return trip on economy class from Singapore, Economy Saver Award Ticket):

Bangkok (27,000 miles)
Ho Chi Minh City (27,000 miles)
Hanoi (27,000 miles)
Taipei (33,000 miles)
Perth (43,000 miles)
Tokyo (54,000 miles)
Osaka (54,000 miles)
Seoul (54,000 miles)
Brisbane (61,000 miles)
Sydney (61,000 miles)
London (84,000 miles)
Paris (84,000 miles)
Frankfurt (84,000 miles)
Los Angeles (84,000 miles)
New York (88,000 miles)

Please note that Airport taxes, fees and other charges apply and may vary based on travel dates, flights and exchange rates.

Do KrisFlyer miles expire?

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Yes. KrisFlyer miles do expire. Your KrisFlyer miles are valid until the end of the 36th month (3 years).

For example, all miles earned from 1 - 31 January 2023 will expire on 31 January 2026.

The exception is for Solitaire PPS and PPS Club members. Their miles will never expire as long as they maintain their status.

To see a summary of expiring miles, please log in to your KrisFlyer account and click on Miles Validity.

How do I extend my KrisFlyer miles?

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KrisFlyer members with miles about to expire can extend the validity of their KrisFlyer miles by paying a one-time miles extension fee.

This fee costs US$12 per 10,000 miles, and the extension will depend on your KrisFlyer tier.

KrisFlyer: 6 months
Elite Silver: 12 months
Elite Gold: 12 months

Can I use KrisFlyer miles for airlines in all airline groups?

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KrisFlyer miles can only be used for airlines in the Star Alliance group and selected Singapore Airlines partner airlines. The Star Alliance airline group includes:

Singapore Airlines
Aegean Airlines
Air Canada
Air China
Air India
Air New Zealand
ANA
Asiana Airlines
Austrian Airlines
Avianca
Brussels Airlines
Copa Airlines
Croatia Airlines
EGYPTAIR
Ethiopian Airlines
EVA Air
LOT Polish Airlines
Lufthansa
Scandinavian Airlines (SAS)
Shenzhen Airlines
South African Airways
Swiss International Air Lines (SWISS)
TAP Air Portugal
Thai Airways International
Turkish Airlines
United

Singapore Airlines’ current non-Star Alliance partner airlines include:

Alaska Airlines
Malaysia Airlines
Virgin Atlantic
Virgin Australia
Vistara

For more information on redeeming KrisFlyer miles with other airlines, visit the Singapore Airlines website.

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rgba=rgba(154, 111, 191, 1), rgb=rgb(154, 111, 191), hex=#9a6fbf, css=#9a6fbf}, text=Popular}, time_limited={background={color=#FEF1F1, opacity=100, rgba=rgba(254, 241, 241, 1), rgb=rgb(254, 241, 241), hex=#FEF1F1, css=#FEF1F1}, color={color=#DC2828, opacity=100, rgba=rgba(220, 40, 40, 1), rgb=rgb(220, 40, 40), hex=#DC2828, css=#DC2828}, text=Time Limited}, time_limited_countdown={background={color=#FEF1F1, opacity=100, rgba=rgba(254, 241, 241, 1), rgb=rgb(254, 241, 241), hex=#FEF1F1, css=#FEF1F1}, color={color=#DC2828, opacity=100, rgba=rgba(220, 40, 40, 1), rgb=rgb(220, 40, 40), hex=#DC2828, css=#DC2828}, text=}, best_value={background={color=#EBFEFF, opacity=100, rgba=rgba(235, 254, 255, 1), rgb=rgb(235, 254, 255), hex=#EBFEFF, css=#EBFEFF}, color={color=#088EAF, opacity=100, rgba=rgba(8, 142, 175, 1), rgb=rgb(8, 142, 175), hex=#088EAF, css=#088EAF}, text=Best Value}}, market=singsaver, product_money101={product=Optional.empty, comparables=[ANNUAL_FEE, MIN_SPEND_INSTALMENTS_TAX, MAX_CASHBACK_ONLINE_SHOPPING], ad_hoc_comparables=[], comparable_order=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=, href_with_scheme=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, product_moneyhero={product=Optional.empty, comparables=[MINIMUM_ANNUAL_INCOME, CASHBACK_LOCAL, ANNUAL_FEE], ad_hoc_comparables=[], reorder_comparables=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=, href_with_scheme=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, product_moneymax={product=Optional.empty, comparables=[MINIMUM_ANNUAL_INCOME, CASHBACK_LOCAL, ANNUAL_FEE], ad_hoc_comparables=[], reorder_comparables=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=, href_with_scheme=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, product_singsaver={product=Optional.empty, comparables=[MINIMUM_ANNUAL_INCOME, CASHBACK_LOCAL, ANNUAL_FEE], ad_hoc_comparables=[], reorder_comparables=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=, href_with_scheme=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, promotional={display_within_collapsible=true, show_banner=true, show_promotional_in_card=true}, static_text={see_more=See more, see_less=See less, cta_button_label=Apply Now, cta_button_subtext=, rewards=獎勵, yes=Yes, no=No, day=Day, days=Days}, style={primary={color=#00AAFB, opacity=100, rgba=rgba(0, 170, 251, 1), rgb=rgb(0, 170, 251), hex=#00AAFB, css=#00AAFB}, call_to_action_background={color=#F97316, opacity=100, rgba=rgba(249, 115, 22, 1), rgb=rgb(249, 115, 22), hex=#F97316, css=#F97316}, call_to_action_color={color=#FFFFFF, opacity=100, rgba=rgba(255, 255, 255, 1), rgb=rgb(255, 255, 255), hex=#FFFFFF, css=#FFFFFF}, call_to_action_subtext_color={color=#687076, opacity=100, rgba=rgba(104, 112, 118, 1), rgb=rgb(104, 112, 118), hex=#687076, css=#687076}, theme=default, summary_section_label={color=#18794E, opacity=100, rgba=rgba(24, 121, 78, 1), rgb=rgb(24, 121, 78), hex=#18794E, css=#18794E}, star_rating={background={color=#FFFFFF, opacity=100, rgba=rgba(255, 255, 255, 1), rgb=rgb(255, 255, 255), hex=#FFFFFF, css=#FFFFFF}, fill={color=#FFFF04, opacity=100, rgba=rgba(255, 255, 4, 1), rgb=rgb(255, 255, 4), hex=#FFFF04, css=#FFFF04}}}, tabs={show=true, features={show=true, expanded=true, order_sequence=1, heading=Features}, promotions_terms_and_conditions={show=true, expanded=false, order_sequence=1, heading=Terms & Conditions, additional_offer=Additional Offer, exclusive_offer=Exclusive Offer, welcome_offer=Welcome Offer}, fees={show=true, expanded=false, order_sequence=1, heading=Fees, labels={fee_frequency=Fee Frequency, duration_of_inactivity=Duration of Inactivity, duration_of_inactivity_indicator=Duration of Inactivity Indicator}}, eligibility={show=true, expanded=false, order_sequence=1, heading=Eligibility, text=Eligibility}, basic_benefit={show=true, expanded=false, order_sequence=1, heading=Basic Benefits, items=[]}, enhanced_benefit={show=true, expanded=false, order_sequence=1, heading=Enhanced Benefits, items=[]}, other_benefit={show=true, expanded=false, order_sequence=1, heading=Other Benefits, items=[]}, benefit_limits={show=true, expanded=false, order_sequence=1, heading=Benefit Limits, items=[]}, usage={show=true, expanded=false, order_sequence=1, heading=Usage, labels=[]}}, type=module})


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Best Air Miles & KrisFlyer Credit Cards In Singapore (2024)

Compare and Find the Best Air Miles and KrisFlyer Credit Cards for Your Needs on SingSaver

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Frequently Asked Questions (FAQ)

How do miles credit cards work?

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