A Smart Homeowner's Guide: Unlock Exclusive Perks with COURTS DCS Mastercard

Alevin K Chan

Alevin K Chan

Last updated 30 September, 2024

Home renovations commonly cost S$50,000 to S$60,000 (or more). Here’s how homeowners can get more value out of their home renovation spends with the COURTS DCS Mastercard. 

Home makeovers are undoubtedly exciting. But budgeting for them? Not so much. The challenge lies in trying to get the renovations, furniture and appliances you want, while saving as much as you can in the process.

Also, given that home furnishings can add up to several thousands of dollars, it’s a great opportunity to rack up some serious credit card rewards on the bill. 

One of the best ways for homeowners to finance their home makeover and earn sizeable rewards while doing so is with the COURTS DCS Mastercard, a co-branded credit card that is uniquely suited to the needs of the savvy homeowner. 

Table of contents 

Earn 2% cashback on every spend 

As a co-branded credit card in partnership with one of Singapore’s largest home furnishings retailers, COURTS DCS Mastercard is the logical choice to pay for your new appliances and home furniture. 

That’s because the credit card offers 2% cashback on all your purchases; this applies to all eligible transactions, and not just those made at COURTS. No minimum monthly spend is required, and you can earn up to S$200 cashback each calendar month.

This way, the COURTS DCS Mastercard helps you save as you spend. And 2% isn’t anything to scoff at; given that home furnishings tend to be big-ticket items, your savings add up faster than you may think. 

Let’s do the math:

Home furnishing

Typical cost

System 3 aircon package

S$4,000

3-seater sofa 

S$1,300

King-size mattress and bed

S$1,300

55” OLED Smart TV

S$2,900

Total bill

S$9,500

COURTS DCS Mastercard 2% cashback 

S$190 

As you can see, spending S$9,500 with the COURTS DCS Mastercard will net you total cashback of S$190 for the month – sufficient to buy a microwave oven, handstick vacuum cleaner, or air fryer. 

Double your HomeClub points

You can earn loyalty points on eligible transactions made at COURTS. These are known as HomeClub points and can be used to offset future purchases. 100 HomeClub points can be redeemed for S$1 store credit.

Now, with COURTS DCS Mastercard, you will earn double HomeClub points on qualifying purchases charged to the card. By earning points twice as fast, you’ll be able to redeem home appliances and furnishings much quicker, giving you a constant flow of cool new upgrades to enjoy at home. 

There is no cap to how many HomeClub points you can accumulate, so feel free to bank them up to shave a chuck off the price tag of your next high-value item from COURTS.

Exclusive discounts, waived fees

Your HomeClub membership also includes several perks that help you enjoy even more value. Save further on home furnishings with members’ only discounts, and exclusive sales promotions that lets you earn bonus points. 

Simply provide your contact number to the counter during payment and you’ll automatically enjoy HomeClub perks.

Additionally, COURTS DCS Mastercard cardholders can enjoy several perks that  make home upgrades convenient and hassle free. These include*:

  • Waiver of delivery fees (2x per year)
  • Waiver of installation fees (for selected purchases)
  • 8% off extended warranty (Enhanced)
  • 12% off all COURTS cleaning services*

*Terms and conditions apply.

COURTS DCS Mastercard – Ideal for building your dream home 

Our homes are where we spend a significant portion of our time, and building our dream home is a satisfying and worthwhile endeavour. Afterall, there’s nothing quite like coming back to a home made to your preferences and tastes at the end of a long day. 

With the COURTS DCS Mastercard, proud homeowners can find an ideal tool to generate continued value and constant savings as they work on building their dream home. 

No matter if you’re eagerly customising your first property to your exact tastes, or actively turning your apartment into the home of your dreams, there’s perhaps no better credit card for your home improvement journey. 

For full details about COURTS DCS Mastercard and its benefits, please visit: https://www.courts.com.sg/courts-dcs-mastercard

Sign up for COURTS DCS Mastercard credit card and maximise your savings on the latest appliances and home furnishings today! 

 

Alevin loves helping people make good money decisions. He briefly flirted with being a Financial Advisor, but quickly realised writing about personal finance is the better way to go.

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