Citigold (Join and opt-in as an Accredited Investor)

Citigold (Join and opt-in as an Accredited Investor)

Experience unparalleled banking with Citigold in Singapore. Enjoy high-interest savings, personalized accounts, and 24/7 access. Benefit from competitive rates, exclusive rewards, and FDIC security. Elevate your financial future today.
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Highlights

Min. Deposit
S$ 300,000
Max. Annual Interest Rate
7.51  %
Min. Annual Interest Rate
0.01  %
Min. Assets Under Management
From S$ 300,000
Base Annual Interest Rate
0.01  %
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Offer Available
Apple iPhone 16 128GB (worth S$1,299)
SingSaver Exclusive Offer
Apple iPhone 16 128GB (worth S$1,299)
  • SingSaver Exclusive promotion is valid until 28 February 2025.
  • Promotion is valid for new Citibank Bank Account holders only.
    • Existing applicants of Citi Credit Card or Personal Loan products are still eligible.
  • Successfully start a Citigold relationship, make a S$300,000 deposit within 3 months of account opening and maintain the funds until gift fulfillment to be eligible for rewards.
  • Terms and Conditions apply.
Apple iPad Air 11
SingSaver Exclusive Offer
Apple iPad Air 11" WiFi 128GB (worth S$899)
  • SingSaver Exclusive promotion is valid until 28 February 2025.
  • Promotion is valid for new Citibank Bank Account holders only.
    • Existing applicants of Citi Credit Card or Personal Loan products are still eligible.
  • Successfully start a Citigold relationship, make a S$300,000 deposit within 3 months of account opening and maintain the funds until gift fulfillment to be eligible for rewards.
  • Terms and Conditions apply.
S$800 Cash via PayNow
SingSaver Exclusive Offer
S$800 Cash via PayNow
  • SingSaver Exclusive promotion is valid until 28 February 2025.
  • Promotion is valid for new Citibank Bank Account holders only.
    • Existing applicants of Citi Credit Card or Personal Loan products are still eligible.
  • Successfully start a Citigold relationship, make a S$300,000 deposit within 3 months of account opening and maintain the funds until gift fulfillment to be eligible for rewards.
  • Terms and Conditions apply.
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Quick Facts

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Enjoy up to 7.51% p.a. interest when you join Citigold and open a Wealth First account. T&Cs apply.

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Complete Investment Risk Profile and Fact Find Report and get S$100 + S$188 prosperity bonus cash. T&Cs apply.

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Enjoy $300 rewards + S$200 prosperity bonus when you become an accredited investor. T&Cs apply.

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Multiply your rewards and enjoy S$250 cash for every S$50,000 investment and/or insurance purchase. T&Cs apply.

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Hold a valid primary/main Citi Credit Card and get a S$100 bonus cash reward. T&Cs apply.

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Take up a Citi Home Loan and get a S$500 bonus cash reward. T&Cs apply.

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Enjoy zero foreign transaction or currency conversion fees in over 15 currencies with Citibank Global wallet when you pay with your Citigold Debit Mastercard.

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Enjoy 0%* commission buy trades online for U.S. & Hong Kong markets for 6 months when you open a new Citibank Brokerage account.

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Get wealth management advice and solutions from a dedicated Relationship Manager and team of wealth specialists

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Receive in-depth global market insights and research knowledge from a team of over 350+ research analysts.

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Enjoy fully personalised wealth management solutions with Citigold's Total Wealth Advisor.

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Enjoy Citigold Preferential Time Deposit Rates of up to 2.90%* p.a. on a 3-month SGD Time Deposit. T&Cs apply.

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Citigold status is maintained at Citibank branches overseas.

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Read our full review of Citigold

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What is an Accredited Investor?

  • An Accredited Investor is someone who meets the requirements set out by the Monetary Authority of Singapore (MAS) and has opted in to be treated as an Accredited Investor by the bank. Accredited Investors generally have access to a wider range of investment products than non-Accredited Investors, and at the same time require less regulatory protection.

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How to be an Accredited Investor

  • Start your wealth journey with Citigold and speak to your relationship manager.

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Advantages of an Accredited Investor

  • Expand investment opportunities
    • Enjoy access to a wider range of financial products and services, including more sophisticated products to meet your bespoke wealth needs.
  • Be in control of your portfolio
    • Monitor and keep track of your wealth goals with Citigold Total Wealth Advisor tool, specially designed to help you plan and manage your portfolio in one place.
  • Access to a team of dedicated wealth experts
    • You can count on a dedicated Senior Relationship Manager and a team of experts to help you grow your portfolio and partner you to achieve your wealth goals.

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Eligibility for Accredited Investor

  • Have a minimum income of S$300,000 in the last 12 months (or its equivalent in a foreign currency); or
  • Have Net personal assets exceeding S$2 million, of which the net value of your primary place of residence can only contribute up to S$1 million; or
  • Have Net financial assets exceeding S$1 million (or its equivalent in a foreign currency)

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Eligibility

Min. Assets Under Management
From S$ 300,000
Minimum Age
18  years old
Alternative Eligibility Criteria
N/A
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Fees / Repayment

Base Interest Rate
0.01  %
Bonus Interest Rate
Funds Deposited Bonus Interest Rate
S$0 - S$100000 7.5%
Monthly Account Fees
S$ 15
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Privileges

Concierge Services
Yes
Dedicated Wealth Manager
Yes
Lifestyle Privileges
Spas, F&B vouchers, cosmetics, staycation, luxury goods discounts
Investment Privileges
Investment counsellor and a treasury specialist
Insurance Privileges
Time deposit interest rates of up to 18.88% p.a.
Loan Privileges
Preferential interest rates for Personal and Home loans
Other Privileges
Keep track on all overseas banking accounts with Global View of Account feature
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Others

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Citigold (Join and opt-in as an Accredited Investor) Citigold (Join and opt-in as an Accredited Investor)