Citigold (Time Limited Offer of Up to S$2,400 Cash)

Citigold (Time Limited Offer of Up to S$2,400 Cash)

Experience unparalleled banking with Citigold in Singapore. Enjoy high-interest savings, personalized accounts, and 24/7 access. Benefit from competitive rates, exclusive rewards, and FDIC security. Elevate your financial future today.
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Privileges
Others
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Highlights

Min. Deposit
S$ 300,000
Max. Annual Interest Rate
7.51  %
Min. Annual Interest Rate
0.01  %
Min. Assets Under Management
From S$ 300,000
Base Annual Interest Rate
0.01  %
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2 Offers Available
Up to S$2,400 Cash
SingSaver Exclusive Offer
Up to S$2,400 Cash
  • SingSaver Exclusive promotion is valid until 30 April 2025.
  • Promotion is valid for new Citibank Bank Account holders only.
    • Existing applicants of Citi Credit Card or Personal Loan products are still eligible.
  • Successfully start a Citigold relationship, make a S$300,000 deposit within 3 months of account opening, have a valid Investment Risk Profile and Fact Find Report, and opt-in to become an Accredited Investor to receive S$1,000 Cash via PayNow
  • Complete additional actions to receive up to an additional S$1,400 Cash from Citigold:
    • Receive S$100 Cash from Citigold when you complete the Investment Risk Profile and Fact Find Report. (T&Cs apply)
    • Receive S$200 Cash from Citigold when you make a deposit of S$300,000 within the first 30 days from the date of account opening and maintain the funds until gift fulfilment to receive
    • Receive S$200 Cash from Citigold when you invest S$30,000 within 3 months from the date of account opening.
    • Receive S$300 Cash from Citigold when you become an Accredited Investor. (T&Cs apply)
    • Receive S$100 Cash from Citigold when you hold a valid primary/main Citi Credit Card. (T&Cs apply)
    • Receive S$500 Cash from Citigold when you take up a Citi Home Loan. (T&Cs apply)
  • Terms and Conditions apply.
Apple iPhone 16 128GB (worth S$1,299)
SingSaver Exclusive Offer
Apple iPhone 16 128GB (worth S$1,299)
  • SingSaver Exclusive promotion is valid until 30 April 2025.
  • Promotion is valid for new Citibank Bank Account holders only.
    • Existing applicants of Citi Credit Card or Personal Loan products are still eligible.
  • Successfully start a Citigold relationship, make a S$300,000 deposit within 3 months of account opening, and have a valid Investment Risk Profile and Fact Find Report to be eligible for S$500 Cash via PayNow.
  • Successfully start a Citigold relationship, make a S$300,000 deposit within 3 months of account opening, have a valid Investment Risk Profile and Fact Find Report, and opt-in to become an Accredited Investor to be eligible for an Apple iPhone 16 128GB (worth S$1,299) or S$1,000 Cash via PayNow or Apple iPad Air (M3) 11" WiFi 128GB (worth S$899).
  • Customer is entitled to one of the above rewards only.
  • Terms and Conditions apply.
Apple iPad Air M3 11
SingSaver Exclusive Offer
Apple iPad Air M3 11" WiFi 128GB (worth S$899)
  • SingSaver Exclusive promotion is valid until 30 April 2025.
  • Promotion is valid for new Citibank Bank Account holders only.
    • Existing applicants of Citi Credit Card or Personal Loan products are still eligible.
  • Successfully start a Citigold relationship, make a S$300,000 deposit within 3 months of account opening, and have a valid Investment Risk Profile and Fact Find Report to be eligible for S$500 Cash via PayNow.
  • Successfully start a Citigold relationship, make a S$300,000 deposit within 3 months of account opening, have a valid Investment Risk Profile and Fact Find Report, and opt-in to become an Accredited Investor to be eligible for an Apple iPhone 16 128GB (worth S$1,299) or S$1,000 Cash via PayNow or Apple iPad Air (M3) 11" WiFi 128GB (worth S$899).
  • Customer is entitled to one of the above rewards only.
  • Terms and Conditions apply.
S$1,000 Cash via PayNow
SingSaver Exclusive Offer
S$1,000 Cash via PayNow
  • SingSaver Exclusive promotion is valid until 30 April 2025.
  • Promotion is valid for new Citibank Bank Account holders only.
    • Existing applicants of Citi Credit Card or Personal Loan products are still eligible.
  • Successfully start a Citigold relationship, make a S$300,000 deposit within 3 months of account opening, and have a valid Investment Risk Profile and Fact Find Report to be eligible for S$500 Cash via PayNow.
  • Successfully start a Citigold relationship, make a S$300,000 deposit within 3 months of account opening, have a valid Investment Risk Profile and Fact Find Report, and opt-in to become an Accredited Investor to be eligible for an Apple iPhone 16 128GB (worth S$1,299) or S$1,000 Cash via PayNow or Apple iPad Air (M3) 11" WiFi 128GB (worth S$899).
  • Customer is entitled to one of the above rewards only.
  • Terms and Conditions apply.
S$500 Cash via PayNow
SingSaver Exclusive Offer
S$500 Cash via PayNow
  • SingSaver Exclusive promotion is valid until 30 April 2025.
  • Promotion is valid for new Citibank Bank Account holders only.
    • Existing applicants of Citi Credit Card or Personal Loan products are still eligible.
  • Successfully start a Citigold relationship, make a S$300,000 deposit within 3 months of account opening, and have a valid Investment Risk Profile and Fact Find Report to be eligible for S$500 Cash via PayNow.
  • Successfully start a Citigold relationship, make a S$300,000 deposit within 3 months of account opening, have a valid Investment Risk Profile and Fact Find Report, and opt-in to become an Accredited Investor to be eligible for an Apple iPhone 16 128GB (worth S$1,299) or S$1,000 Cash via PayNow or Apple iPad Air (M3) 11" WiFi 128GB (worth S$899).
  • Customer is entitled to one of the above rewards only.
  • Terms and Conditions apply.
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Quick Facts

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SingSaver Exclusive Rewards

  • Get an upsized reward of S$1,000 or an Apple iPhone 16 128GB (worth S$1,299) or an Apple iPad Air 11" WiFi 128GB (worth S$899) when you make a deposit of S$300,000 and opt in as an Accredited Investor.
  • Alternatively, get S$500 when you deposit S$300,000.
  • Enjoy additional S$200 cash when you make a deposit of S$300,000 within the first 30 days from the date of account opening and maintain the funds until gift fulfilment.
  • Enjoy additional S$200 cash when you invest S$30,000 within 3 months from the date of account opening.

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Stackable Citi Rewards

  • Enjoy $300 rewards when you become an accredited investor. T&Cs apply.
  • Complete Investment Risk Profile and Fact Find Report and get S$100 cash. T&Cs apply.
  • Multiply your rewards and enjoy S$250 cash for every S$50,000 investment and/or insurance purchase. T&Cs apply.
  • Hold a valid primary/main Citi Credit Card and get a S$100 bonus cash reward. T&Cs apply.
  • Take up a Citi Home Loan and get a S$500 bonus cash reward. T&Cs apply.
  • Enjoy Citigold Preferential Time Deposit Rates of up to 2.70%* p.a. on a 3-month SGD Time Deposit. T&Cs apply.

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Citigold Exclusive Benefits and Privileges

  • Enjoy up to 7.51% p.a. interest when you join Citigold and open a Wealth First account. T&Cs apply.
  • Enjoy zero foreign transaction or currency conversion fees in over 15 currencies with Citibank Global wallet when you pay with your Citigold Debit Mastercard.
  • Enjoy 0%* commission buy trades online for U.S. & Hong Kong markets for 6 months when you open a new Citibank Brokerage account.
  • Get wealth management advice and solutions from a dedicated Relationship Manager and team of wealth specialists
  • Receive in-depth global market insights and research knowledge from a team of over 350+ research analysts.
  • Enjoy fully personalised wealth management solutions with Citigold's Total Wealth Advisor.
  • Citigold status is maintained at Citibank branches overseas.
  • Read our full review of Citigold

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What is an Accredited Investor?

  • An Accredited Investor is someone who meets the requirements set out by the Monetary Authority of Singapore (MAS) and has opted in to be treated as an Accredited Investor by the bank. Accredited Investors generally have access to a wider range of investment products than non-Accredited Investors, and at the same time require less regulatory protection.

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How to be an Accredited Investor

  • Start your wealth journey with Citigold and speak to your relationship manager.

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Advantages of an Accredited Investor

  • Expand investment opportunities
    • Enjoy access to a wider range of financial products and services, including more sophisticated products to meet your bespoke wealth needs.
  • Access to a team of dedicated wealth experts
    • You can count on a dedicated Senior Relationship Manager and a team of experts to help you grow your portfolio and partner you to achieve your wealth goals.

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Eligibility for Accredited Investor

  • Net personal assets exceeding S$2 million in value (or its equivalent in a foreign currency); or
  • Financial assets (net of any related liabilities) exceeding S$1 million in value (or its equivalent in a foreign currency); or
  • An income in the preceding 12 months of not less than S$300,000 (or its equivalent in a foreign currency)

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Eligibility

Min. Assets Under Management
From S$ 300,000
Minimum Age
18  years old
Alternative Eligibility Criteria
N/A
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Fees / Repayment

Base Interest Rate
0.01  %
Bonus Interest Rate
Funds Deposited Bonus Interest Rate
S$0 - S$100000 7.5%
Monthly Account Fees
S$ 15
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Privileges

Concierge Services
Yes
Dedicated Wealth Manager
Yes
Lifestyle Privileges
Spas, F&B vouchers, cosmetics, staycation, luxury goods discounts
Investment Privileges
Investment counsellor and a treasury specialist
Insurance Privileges
Time deposit interest rates of up to 18.88% p.a.
Loan Privileges
Preferential interest rates for Personal and Home loans
Other Privileges
Keep track on all overseas banking accounts with Global View of Account feature
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Others

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Citigold (Time Limited Offer of Up to S$2,400 Cash) Citigold (Time Limited Offer of Up to S$2,400 Cash)

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