Best Debit Cards in Singapore (2024)
Revolut Standard Debit Card
- Spend in over 150 currencies at the interbank exchange rate
- Free international ATM withdrawals up to S$350 per month
- Send money domestically and internationally in 28 currencies
- Exchange in 28 currencies up to S$9,000 per month without any hidden fees
- Get a free Revolut card with no subscription fee
- Free international ATM withdrawals capped at S$350 monthly, incurring a 2% fee thereafter
- Transfer of money above S$9,000 a month incur an extra percentage-based fee
Aspire Corporate Debit Card
- Enjoy 1% cashback on eligible spend
- Get low foreign exchange fees of 0.7%
- Instant usage with virtual card
- Get real-time spend notifications
- Gain access to exclusive benefits from partners
- Enjoy prompt customer support
- Read our full review of the Aspire Corporate Debit Card
- Applicant must be a director of a Singapore registered company
- No physical card for users
Airwallex Borderless Card
- Spend via cards from a multi-currency wallet to avoid FX conversions
- Zero transaction fees on international spend
- Save up to 99% on FX rates when you need to convert funds
- No charge on account opening and no maintenance fee
- Complimentary physical and virtual multi-currency corporate cards that work with Apple Pay and Google Pay
- Set flexible transaction limits for each card and restrict merchant categories
- Link cards to built-in expense management to enable employees to submit expenses and for you to track, review, and approve company spend
- Automatically sync your multi-currency transactions to Xero to spend less time on reconciliation
- Companies are required to apply for an Airwallex account before they can issue Airwallex Borderless cards online
Revolut Standard Debit Card
- Spend in over 150 currencies at the interbank exchange rate
- Free international ATM withdrawals up to S$350 per month
- Send money domestically and internationally in 28 currencies
- Exchange in 28 currencies up to S$9,000 per month without any hidden fees
- Get a free Revolut card with no subscription fee
- Free international ATM withdrawals capped at S$350 monthly, incurring a 2% fee thereafter
- Transfer of money above S$9,000 a month incur an extra percentage-based fee
Aspire Corporate Debit Card
- Enjoy 1% cashback on eligible spend
- Get low foreign exchange fees of 0.7%
- Instant usage with virtual card
- Get real-time spend notifications
- Gain access to exclusive benefits from partners
- Enjoy prompt customer support
- Read our full review of the Aspire Corporate Debit Card
- Applicant must be a director of a Singapore registered company
- No physical card for users
Airwallex Borderless Card
- Spend via cards from a multi-currency wallet to avoid FX conversions
- Zero transaction fees on international spend
- Save up to 99% on FX rates when you need to convert funds
- No charge on account opening and no maintenance fee
- Complimentary physical and virtual multi-currency corporate cards that work with Apple Pay and Google Pay
- Set flexible transaction limits for each card and restrict merchant categories
- Link cards to built-in expense management to enable employees to submit expenses and for you to track, review, and approve company spend
- Automatically sync your multi-currency transactions to Xero to spend less time on reconciliation
- Companies are required to apply for an Airwallex account before they can issue Airwallex Borderless cards online
PAssion POSB Debit Card
- Enjoy a 4% rebate at Cold Storage, Giant, and Guardian
- Free PAssion membership. Enjoy a further 2% off member's rate when payment is made with the card.
- 1-for-1 tickets at selected family attractions
- 1% cashback at Takashimaya Department Store', 'Read our full review of the PAssion POSB Debit Card
- Read our full review of the PAssion POSB Debit Card
- You need to have a POSB Savings Account, DBS Savings Plus Account, DBS Autosave Account, or DBS Current Account
UOB Debit Card
- Get up to 3% cashback at Cold Storage, Giant, Guardian, 7-Eleven, Market Place, Jasons, Jasons Deli, and Grab
- Receive an interest rate of up to 2.5% p.a. on your UOB One Account when you spend S$500 monthly
- Get up to US$200 worth of eCommerce protection
- Enjoy exclusive deals for dining, travel, online shopping, entertainment, and more. Find out more here.
- Access over 1,200 ATMs in Singapore and enjoy global ATM access on the Mastercard network
- You need to have a UOB Savings or Current Account
DBS Visa Debit Card
- Get 3% cashback when using Visa payWave by charging a min. of S$500 to your DBS Visa Debit Card and keeping your cash withdrawals to S$400 and below in the same month
- No foreign exchange fee with your Multi Currency Account
- 11 foreign currencies include: Australian Dollar, Canadian Dollar, Euro, Hong Kong Dollar, Japanese Yen, New Zealand Dollar, Norwegian Kroner, Sterling Pound, Swedish Kroner, Thai Baht and US Dollar
- You need to have a POSB Savings Account, DBS Savings Plus Account, DBS Autosave Account, or DBS Current Account
OCBC Yes! Debit Card
- Earn cash rebates across your daily expenses on transport and online spending
- Merchants include Grab, Zalora, Lazada, Fairprice Online, 7-Eleven, and McDonald's
- Various promotions from OCBC. These include 10% off your total bill at Pan Pacific Singapore and a S$10 return voucher at Swensen\'s with min. S$50 spend. Find out more here.
- You need to have a OCBC Deposit Account
OCBC Frank Debit Card
- 120 stylish designs to choose from. Customisation fees range from S$0 to S$30 depending on card design.
- Earn cash rebates across your daily expenses on transport and online spend
- Get a 1% rebate with your FRANK Debit Card when you shop, eat, and ride
- Merchants include Grab, Zalora, Lazada, Fairprice Online, 7-Eleven, and McDonald's
- You need to have a OCBC Deposit Account
GrabPay Debit Card
- Earn up to 4X GrabRewards points per S$1 spent
- Physical and virtual cards can be locked to prevent misuse
- Multiple GrabRewards points redemptions across 7 categories
- Online purchases covered via Mastercard's e-commerce protection
- Card can be linked with Samsung Pay to earn Samsung Rewards points
- Annual transaction limit of S$30,000
- 4X GrabRewards points earn rate valid only for Platinum members
- Card cannot be linked with mobile wallets like Apple Pay or Google Pay
Citibank Debit Mastercard
- Enjoy additional 6% savings all year round at Reebonz
- Enjoy up to 20% savings at participating attractions, dining outlets, hotels, and spas in Sentosa
- Enjoy up to 20% savings at participating outlets in Changi Airport
- Get 15% savings on medical and wellness packages
- Receive up to 30% off shipping for the first month following registration with MyUS.com and 20% off shipping for the remaining 2-year membership
- Access 9 different foreign currencies for payments and withdrawals at Citibank ATMs overseas at no additional conversion fee
- Withdraw cash conveniently at over 360 ATMs across Citibank branches, SMRT stations, shopping malls, and atm5 network islandwide. Plus, enjoy ATM withdrawals globally at more than 2 million ATMs worldwide.
- Tap to pay for your train and bus rides directly with your debit Mastercard
- Drive through ERP gantries without the need to top-up or insert a stored value card in your IU
- You need to have a Citi MaxiGain Savings Account, Citibank Interest Plus Savings Account, Citibank MaxiSave Account, or Citibank Tap & Save Account
HSBC Debit Card
- Withdraw cash at over 2.3 million Visa/Plus ATMs worldwide and enjoy a S$0 fee on overseas cash withdrawal at all HSBC ATMs
- 5% off your hotel booking worldwide with Agoda. Valid till 31 December 2020. Terms and Conditions apply.
- Get cash locally from over 800 locations including 7-Eleven, Cold Storage, Guardian, HSBC ATMs, and the atm5 network
- Tap and pay for your local transactions of up to S$100 at major taxi and supermarket, no PIN required. Simply spot the NETS Contactless logo at the checkout counter.
- Simply wave and pay for local or overseas transaction at major retail outlets with Visa payWave
- You need to have a HSBC Savings or Current Account
Latest Debit Card News
Read the latest tips and news about credit cards in getting the best money saving tips.Need some help?
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What is a Debit Card?
A debit card is an account-linked payment card that works like a credit card, through the same credit card networks like Visa or Mastercard. It acts as a substitute for money in payments.
How do Debit Cards Work?
Any purchase charged to your debit card is deducted directly from your bank account. Transactions on a debit card are automatic and can only go through if there are sufficient funds in the account linked to the debit card. A debit card can be used for a wide range of transactions, such as payment for shopping online, payment for transport, payment for reservations and bookings.
Is ATM card a debit card?
A debit card can work as an ATM card as well. Cash is withdrawn from the bank account the debit card is linked to. Unlike credit cards, these cash withdrawals do not incur separate charges or any interest.
When I can apply for a debit card?
Singapore citizens must be at least 16 years old and need a signature-operated bank account. You can apply for a debit card online. If you are a foreigner, you will need to apply in person at the branch and produce your passport and employment pass that's valid for at least six months