Earn 15 OCBC$ for every dollar spent on retail and online shopping, and 1 OCBC$ for each dollar spent on petrol, entertainment, travel, flight bookings, hotel bookings, transport, groceries, online food delivery, and dining. Note 15 OCBC$ per S$1 earn rate is capped at 10,000 bonus OCBC$ cap per month.

First 2 Years Waived. Min. spend of S$10,000 per year for waiver of annual fee for subsequent years.