2.5% cashback on retail, insurance, local and FCY spending with minimum monthly spend of S$2,000. 1.5% cashback on all other eligible spend. Cashback is capped at S$70 per calendar month.

For base 1.5% cashback. Min. spend of S$2,000 for 2.5% cashback.

First Year Fee Waived, Perpetual fee waiver for HSBC Advance banking customers.