Earn up to 2.50% cashback on online purchases and contactless payments across various categories, including dining, food delivery, retail stores, department stores, airlines, car rentals, lodging, cruise lines, and transportation, with no minimum spend required. Additionally, for every S$1 spent, you earn 1 rewards point, and 4,000 points can be redeemed for S$10 cashback, equivalent to 0.25% cashback. Cap of 9,000 bonus reward points per calendar month on eligible purchases.